Natural hazards · Kissimmee

Kissimmee, FL natural hazards

Most of the natural-hazard damage FEMA expects in Kissimmee comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 233 claims here since 1979. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Kissimmee?

69
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kissimmee to be higher than in 69% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding43%Strong wind23%Hurricanes16%Tornadoes11%Everything else7%
By hazard

What Kissimmee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage
Above average · higher than 60% of U.S. places
Recorded about once every 2 years in the area

Strong wind

23% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once a year in the area

Hurricanes

16% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about once every 4 years in the area

Tornadoes

11% of expected damage
Above average · higher than 68% of U.S. places

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingIce stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Kissimmee flood?

Every paid claim on a federal flood insurance policy in Kissimmee, from FEMA’s records.

233paid claims since 1979
$15.5Mpaid to owners
22homes flooded more than once
19792026

Biggest named events

  • Hurricane Ian: 170 claims, $14.1M
  • Hurricane Irma: 26 claims, $813K
  • Hurricane Charley: 4 claims, $21K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 25% off flood insurance. Kissimmee is in FEMA’s Community Rating System (class 5) for its flood-proofing work.
Insurance rates: Osceola County.

What’s been done with FEMA grants

33buildings retrofitted against wind
3storm safe rooms built
Disasters that hit Kissimmee

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kissimmee itself: aid to households, or repair grants to the City of Kissimmee.

Brought FEMA money into KissimmeeDeclared for Osceola County only
2024

Hurricane Milton

16,092 households applied for aid $4.4M aid approved $941K to the City of Kissimmee for repairs
2022

Hurricane Ian

30,419 households applied for aid $25.9M aid approved $1.2M to the City of Kissimmee for repairs
2019

Hurricane Dorian

$105K to the City of Kissimmee for repairs
2017

Hurricane Irma

33,161 households applied for aid $10.0M aid approved $1.7M to the City of Kissimmee for repairs
2016

Hurricane Matthew

$101K to the City of Kissimmee for repairs
2008

Tropical Storm Fay

1 household applied for aid $20K to the City of Kissimmee for repairs
2005

Hurricane Wilma

1 household applied for aid $22K to the City of Kissimmee for repairs
2004

Hurricane Jeanne

5,975 households applied for aid $7.4M aid approved $455K to the City of Kissimmee for repairs
2004

Hurricane Ivan

103 households applied for aid $7K aid approved
2004

Hurricane Frances

6,276 households applied for aid $8.1M aid approved $786K to the City of Kissimmee for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

22,573 households applied for aid $17.1M aid approved $7.0M to the City of Kissimmee for repairs
Osceola County has had 29 natural disasters declared since 1953, most often hurricanes and fires.
Around Kissimmee

Kissimmee and the towns around it

Buenaventura Lakes: High, mostly inland floodingCampbell: High, mostly inland floodingMeadow Woods: High, mostly inland floodingKissimmee: High, mostly inland flooding KissimmeeBuenaventura LakesCampbell
Very lowLowModerateHighVery high
Campbellmostly inland floodingHigh
Buenaventura Lakesmostly inland floodingHigh
Kissimmeemostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kissimmee covers 9 census tracts, combined by population.
Money that reached townFlood claims are matched to Kissimmee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Kissimmee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kissimmee total about $15.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Kissimmee, FLView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Kissimmee is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01