Natural hazards · Campbell

Campbell, FL natural hazards

Most of the natural-hazard damage FEMA expects in Campbell comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Campbell?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Campbell to be higher than in 78% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding55%Strong wind19%Hurricanes14%Tornadoes7%Everything else5%

By hazard

What Campbell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 2 years in the area

Strong wind

19% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Hurricanes

14% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

7% of expected damage

Above average · higher than 68% of U.S. places

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingIce stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Campbell flood?

FEMA's records show no paid flood insurance claims in Campbell.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Campbell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Osceola County.

Disasters that hit Campbell

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Campbell itself: aid to households, or repair grants to Campbell.

Brought FEMA money into CampbellDeclared for Osceola County only

2017

Hurricane Irma

1 household applied for aid $3K aid approved

Osceola County has had 29 natural disasters declared since 1953, most often hurricanes and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Campbell is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Campbell’s own flood-insurance community; household aid to the registrant’s city; repair grants to Campbell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.