Natural hazards · Key Vista

Key Vista, FL natural hazards

Most of the natural-hazard damage FEMA expects in Key Vista comes from hurricanes, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Key Vista?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Key Vista to be higher than in 54% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes46%Inland flooding29%Tornadoes14%Coastal flooding7%Everything else4%

By hazard

What Key Vista faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

46% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

29% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 83 years in the area

Coastal flooding

7% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Key Vista flood?

FEMA's records show no paid flood insurance claims in Key Vista.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Key Vista isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pasco County.

Disasters that hit Key Vista

Federal disasters declared here

None of the disasters declared for Pasco County shows FEMA aid or repair money reaching Key Vista itself in FEMA’s records.

Brought FEMA money into Key VistaDeclared for Pasco County only

Pasco County has had 38 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Key Vista

Key Vista and the towns around it

Very lowLowModerateHighVery high

Holidaymostly hurricanesHigh

Key Vistamostly hurricanesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Key Vista is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Key Vista’s own flood-insurance community; household aid to the registrant’s city; repair grants to Key Vista. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.