Natural hazards · Holiday

Holiday, FL natural hazards

Most of the natural-hazard damage FEMA expects in Holiday comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 351 claims here since 1978. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Holiday?

65
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holiday to be higher than in 65% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes40%Inland flooding37%Tornadoes16%Everything else7%
By hazard

What Holiday faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

40% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

37% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

16% of expected damage
Above average · higher than 60% of U.S. places

Lower here

Coastal floodingHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Holiday flood?

Every paid claim on a federal flood insurance policy in Holiday, from FEMA’s records.

351paid claims since 1978
$4.4Mpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Tropical Storm Debby: 88 claims, $1.5M
  • Hurricane Frances: 39 claims, $187K
  • Hurricane Milton: 32 claims, $1.2M
of homes in flood zones
are insured
of all homes
are insured
No community discount. Holiday isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pasco County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared
Disasters that hit Holiday

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Holiday itself: aid to households, or repair grants to Holiday.

Brought FEMA money into HolidayDeclared for Pasco County only
2024

Hurricane Milton

4,846 households applied for aid $4.6M aid approved
2024

Hurricane Helene

3,562 households applied for aid $7.3M aid approved
2023

Hurricane Idalia

498 households applied for aid $317K aid approved
2022

Hurricane Ian

809 households applied for aid $267K aid approved
2017

Hurricane Irma

7,558 households applied for aid $2.9M aid approved
2016

Hurricane Hermine

49 households applied for aid $33K aid approved
2012

Tropical Storm Debby

407 households applied for aid $721K aid approved
2004

Hurricane Jeanne

451 households applied for aid $564K aid approved
2004

Hurricane Ivan

12 households applied for aid $3K aid approved
2004

Hurricane Frances

278 households applied for aid $242K aid approved
2004

Tropical Storm Bonnie and Hurricane Charley

28 households applied for aid $39K aid approved
Pasco County has had 38 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Holiday

Holiday and the towns around it

Elfers: Moderate, mostly hurricanesKey Vista: Moderate, mostly hurricanesTarpon Springs: High, mostly hurricanesBeacon Square: High, mostly hurricanesNew Port Richey: Moderate, mostly hurricanesEast Lake: High, mostly inland floodingPalm Harbor: High, mostly hurricanesHoliday: High, mostly hurricanes HolidayElfersKey VistaTarpon SpringsBeacon Square
Very lowLowModerateHighVery high
Holidaymostly hurricanesHigh
Tarpon Springsmostly hurricanesHigh
Beacon Squaremostly hurricanesHigh
Elfersmostly hurricanesModerate
Key Vistamostly hurricanesModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holiday covers 8 census tracts, combined by population.
Money that reached townFlood claims are matched to Holiday’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Holiday. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Holiday total about $6.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01