Indian Rocks Beach, FL housing market
The typical Indian Rocks Beach home is worth about $789,000, up 1.1% in a year, 110% above the Florida typical home. Homes typically sell in 67 days, below asking.
Home values, sales, trends and how Indian Rocks Beach compares with the towns next door — updated as new data is published.
Indian Rocks Beach at a glance
A balanced market
About 5.7 months of supply: neither buyers nor sellers have a clear edge.
Typical home value, 2016–2026
Show as a table
| January | Indian Rocks Beach | Florida |
|---|---|---|
| 2017 | $439,000 | $209,000 |
| 2018 | $479,000 | $226,000 |
| 2019 | $505,000 | $242,000 |
| 2020 | $523,000 | $253,000 |
| 2021 | $579,000 | $276,000 |
| 2022 | $762,000 | $340,000 |
| 2023 | $888,000 | $392,000 |
| 2024 | $879,000 | $402,000 |
| 2025 | $831,000 | $397,000 |
| 2026 | $783,000 | $377,000 |
| August 2026 | $789,000 | $376,000 |
No new homes permitted in 2021
No permits for new homes were issued in Indian Rocks Beach in 2021. The last year with any was 2020 (2 new homes).
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Indian Rocks Beach's population fell by 440 even though 95 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. 25% of Indian Rocks Beach's homes are seasonal or vacation homes, which adds housing without adding residents. Across Florida: 2.8 new residents per new home.
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2021 | 0 | 0 | 0 | — |
| 2020 | 2 | 2 | 0 | $1.2 million |
| 2019 | 10 | 10 | 0 | $5.9 million |
| 2018 | 18 | 13 | 5 | $7.9 million |
| 2017 | 6 | 6 | 0 | $4.7 million |
| 2016 | 8 | 8 | 0 | $1.8 million |
| 2015 | 31 | 5 | 26 | $14.6 million |
| 2014 | 9 | 3 | 6 | $1.7 million |
| 2013 | 7 | 5 | 2 | $1.3 million |
| 2012 | 1 | 1 | 0 | $1.4 million |
| 2011 | 2 | 2 | 0 | $718,000 |
| 2010 | 3 | 3 | 0 | $1.5 million |
| 2009 | 2 | 2 | 0 | $357,000 |
| 2008 | 2 | 2 | 0 | $1.2 million |
| 2007 | 0 | 0 | 0 | — |
| 2006 | 0 | 0 | 0 | — |
| 2005 | 11 | 5 | 6 | $2.3 million |
| 2004 | 42 | 12 | 30 | $11 million |
| 2003 | 80 | 40 | 40 | $14.5 million |
| 2002 | 15 | 7 | 8 | $2.5 million |
| 2001 | 13 | 7 | 6 | $1.9 million |
| 2000 | 63 | 55 | 8 | $8.6 million |
Indian Rocks Beach's permit office didn't report to the Census in 2021, so the 2021 figures are Census estimates.
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Indian Rocks Beach and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Indian Rocks Beach | $789K | +1.1% | $2,210 | — | $98,611 |
| Largo | $337K | +0.5% | $1,930 | 3 | $62,096 |
| Harbor Bluffs | $657K | +2.1% | $1,850 | — | $140,972 |
| Indian Shores | $628K | −4.4% | $2,210 | 0 | $109,125 |
8 years of income
The typical Indian Rocks Beach home costs about 8 years of the town's median household income, more than across Florida (5 years).
How Indian Rocks Beach ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $2,210
HUD's Fair Market Rent for a two-bedroom in Indian Rocks Beach is $2,210 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Indian Rocks Beach pay a median of $1,863, so moving in tends to cost more than staying put. A two-bedroom takes about 27% of the town's median household income.
Studio $1,780 · 4 bedrooms $3,440
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (33785; Tampa-St. Petersburg-Clearwater, FL MSA), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.