Harbor Bluffs, FL housing market
The typical Harbor Bluffs home is worth about $657,000, up 2.1% in a year, 75% above the Florida typical home. Homes typically sell in 61 days, below asking.
Home values, sales, trends and how Harbor Bluffs compares with the towns next door — updated as new data is published.
Harbor Bluffs at a glance
A seller's market
Supply is tight — about 3.1 months of homes for sale at the current pace. Buyers should expect competition on well-priced homes.
Typical home value, 2016–2026
Show as a table
| January | Harbor Bluffs | Florida |
|---|---|---|
| 2017 | $370,000 | $209,000 |
| 2018 | $389,000 | $226,000 |
| 2019 | $404,000 | $242,000 |
| 2020 | $421,000 | $253,000 |
| 2021 | $474,000 | $276,000 |
| 2022 | $588,000 | $340,000 |
| 2023 | $665,000 | $392,000 |
| 2024 | $697,000 | $402,000 |
| 2025 | $679,000 | $397,000 |
| 2026 | $638,000 | $377,000 |
| August 2026 | $657,000 | $376,000 |
Harbor Bluffs and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Harbor Bluffs | $657K | +2.1% | $1,850 | — | $140,972 |
| Largo | $337K | +0.5% | $1,930 | 3 | $62,096 |
| Belleair Bluffs | $380K | +0.2% | $1,850 | 0 | $58,953 |
| Indian Rocks Beach | $789K | +1.1% | $2,210 | — | $98,611 |
4.7 years of income
The typical Harbor Bluffs home costs about 4.7 years of the town's median household income, less than across Florida (5 years).
How Harbor Bluffs ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,850
HUD's Fair Market Rent for a two-bedroom in Harbor Bluffs is $1,850 a month, utilities included: roughly what a modest, recently rented unit costs. A two-bedroom takes about 16% of the town's median household income.
Studio $1,490 · 4 bedrooms $2,880
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (33770; Tampa-St. Petersburg-Clearwater, FL MSA), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.