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Natural hazards · Fort Pierce

Fort Pierce, FL natural hazards

Most of the natural-hazard damage FEMA expects in Fort Pierce comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 807 claims here since 1979. 15 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fort Pierce?

90
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fort Pierce to be higher than in 90% of U.S. communities, mostly from hurricanes.

Hurricanes81%Inland flooding14%Everything else6%
By hazard

What Fort Pierce faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

81% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once every 3 years in the area

Inland flooding

14% of expected damage
Well below average · higher than 20% of U.S. places
Recorded about once every 2 years in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fort Pierce flood?

Every paid claim on a federal flood insurance policy in Fort Pierce, from FEMA’s records.

807paid claims since 1979
$33.3Mpaid to owners
130homes flooded more than once
19792026

Biggest named events

  • Hurricane Frances: 302 claims, $15.0M
  • Hurricane Jeanne: 293 claims, $9.9M
  • Hurricane Irma: 54 claims, $4.7M

Homes that flooded again and again

Each house = 3 homes. ■ FEMA “severe repetitive loss” (5) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 20% off flood insurance. Fort Pierce is in FEMA’s Community Rating System (class 6) for its flood-proofing work.
Insurance rates: St. Lucie County.

What’s been done with FEMA grants

54buildings retrofitted against wind
7homes raised above flood level
3flood-prone properties bought out and cleared
2storm safe rooms built
1buildings floodproofed
Disasters that hit Fort Pierce

15 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fort Pierce itself: aid to households, or repair grants to the City of Fort Pierce.

Brought FEMA money into Fort PierceDeclared for St. Lucie County only
2024

Hurricane Milton

8,275 households applied for aid $11.1M aid approved $588K to the City of Fort Pierce for repairs
2022

Hurricane Nicole

$54K to the City of Fort Pierce for repairs
2022

Hurricane Ian

4 households applied for aid $1K aid approved
2019

Hurricane Dorian

$91K to the City of Fort Pierce for repairs
2017

Hurricane Irma

14,608 households applied for aid $8.8M aid approved $1.1M to the City of Fort Pierce for repairs
2016

Hurricane Matthew

$381K to the City of Fort Pierce for repairs
2012

Hurricane Isaac

$121K to the City of Fort Pierce for repairs
2008

Tropical Storm Fay

1,540 households applied for aid $1.0M aid approved $174K to the City of Fort Pierce for repairs
2005

Hurricane Wilma

4,106 households applied for aid $2.6M aid approved $1.0M to the City of Fort Pierce for repairs
2004

Hurricane Jeanne

15,391 households applied for aid $34.0M aid approved $6.0M to the City of Fort Pierce for repairs
2004

Hurricane Ivan

413 households applied for aid $53K aid approved
2004

Hurricane Frances

20,659 households applied for aid $26.5M aid approved $32.7M to the City of Fort Pierce for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

1 household applied for aid $10K aid approved $3K to the City of Fort Pierce for repairs
1999

Fl-Hurricane Irene-Dr-Req

$66K to the City of Fort Pierce for repairs
1999

Hurricane Floyd Major Disaster Declarations

$74K to the City of Fort Pierce for repairs
St. Lucie County has had 29 natural disasters declared since 1953, most often hurricanes and fires.
Around Fort Pierce

Fort Pierce and the towns around it

Fort Pierce North: Very high, mostly hurricanesFort Pierce South: Very high, mostly hurricanesWhite City: Very high, mostly hurricanesIndian River Estates: Very high, mostly hurricanesSt. Lucie Village: Very high, mostly hurricanesPort St. Lucie: Very high, mostly hurricanesFort Pierce: Very high, mostly hurricanes Fort PierceFort Pierce NorthFort Pierce SouthWhite CityIndian River EstatesSt. Lucie Village
Very lowLowModerateHighVery high
Fort Pierce Northmostly hurricanesVery high
White Citymostly hurricanesVery high
Indian River Estatesmostly hurricanesVery high
Fort Piercemostly hurricanesVery high
Fort Pierce Southmostly hurricanesVery high
St. Lucie Villagemostly hurricanesVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fort Pierce covers 10 census tracts, combined by population.
Money that reached townFlood claims are matched to Fort Pierce’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fort Pierce. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fort Pierce total about $33.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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