Natural hazards · Biscayne Park

Biscayne Park, FL natural hazards

Most of the natural-hazard damage FEMA expects in Biscayne Park comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 136 claims here since 1991. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Biscayne Park?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Biscayne Park to be higher than in 65% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes42%Inland flooding37%Heat waves6%Tornadoes5%Cold waves5%Everything else4%

By hazard

What Biscayne Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

42% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

37% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 4 times a year in the area

Heat waves

6% of expected damage

Below average · higher than 27% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 42% of U.S. places

Cold waves

5% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHailWildfireEarthquakesStrong windLightning

Not a risk here

Ice stormsWinter weatherLandslidesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Biscayne Park flood?

Every paid claim on a federal flood insurance policy in Biscayne Park, from FEMA’s records.

136paid claims since 1991

$1.9Mpaid to owners

10homes flooded more than once

19912026

Biggest named events

June South Florida Flooding: 12 claims, $409K
Hurricane Irma: 4 claims, $420K
Hurricane Irene: 3 claims, $10K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Biscayne Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dade County.

Disasters that hit Biscayne Park

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Biscayne Park itself: aid to households, or repair grants to the Village of Biscayne Park.

Brought FEMA money into Biscayne ParkDeclared for Dade County only

2017

Hurricane Irma

542 households applied for aid $229K aid approved $921K to the Village of Biscayne Park for repairs

2005

Hurricane Wilma

400 households applied for aid $205K aid approved $1.1M to the Village of Biscayne Park for repairs

2005

Hurricane Katrina

$95K to the Village of Biscayne Park for repairs

2004

Hurricane Frances

15 households applied for aid $39K aid approved $29K to the Village of Biscayne Park for repairs

2003

Severe Storms and Tornadoes

1 household applied for aid

2000

Severe Storms and Flooding

$48K to the Village of Biscayne Park for repairs

1999

Fl-Hurricane Irene-Dr-Req

$22K to the Village of Biscayne Park for repairs

Dade County has had 35 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Biscayne Park

Biscayne Park and the towns around it

Very lowLowModerateHighVery high

Biscayne Parkmostly hurricanesHigh

North Miamimostly hurricanesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Biscayne Park covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Biscayne Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Biscayne Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Biscayne Park total about $285K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.