Natural hazards · Highland Acres

Highland Acres, DE natural hazards

Most of the natural-hazard damage FEMA expects in Highland Acres comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2016.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Highland Acres?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Highland Acres to be higher than in 58% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding59%Cold waves16%Hurricanes11%Everything else14%

By hazard

What Highland Acres faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Cold waves

16% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Hurricanes

11% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 10 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Highland Acres flood?

Every paid claim on a federal flood insurance policy in Highland Acres, from FEMA’s records.

2paid claims since 2016

$43Kpaid to owners

0homes flooded more than once

20162026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Highland Acres isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kent County.

Disasters that hit Highland Acres

Federal disasters declared here

None of the disasters declared for Kent County shows FEMA aid or repair money reaching Highland Acres itself in FEMA’s records.

Brought FEMA money into Highland AcresDeclared for Kent County only

Kent County has had 13 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Highland Acres

Highland Acres and the towns around it

Very lowLowModerateHighVery high

Highland Acresmostly inland floodingModerate

Rodney Villagemostly inland floodingModerate

Rising Sun-Lebanonmostly inland floodingLow

Kent Acresmostly inland floodingLow

Camdenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Highland Acres covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Highland Acres’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Highland Acres. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Highland Acres total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.