Natural hazards · Camden

Camden, DE natural hazards

Most of the natural-hazard damage FEMA expects in Camden comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Camden?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Camden to be higher than in 23% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding43%Cold waves21%Hurricanes16%Heat waves6%Tornadoes5%Everything else8%

By hazard

What Camden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Below average · higher than 28% of U.S. places

Recorded about once a year in the area

Cold waves

21% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Hurricanes

16% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 10 years in the area

Heat waves

6% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 37% of U.S. places

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Camden flood?

FEMA's records show no paid flood insurance claims in Camden.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Camden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kent County.

Disasters that hit Camden

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Camden itself: aid to households, or repair grants to the Town of Camden.

Brought FEMA money into CamdenDeclared for Kent County only

2011

Hurricane Irene

$3K to the Town of Camden for repairs

2010

Severe Winter Storms and Snowstorms

$14K to the Town of Camden for repairs

2003

Snow

$2K to the Town of Camden for repairs

Kent County has had 13 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Camden

Camden and the towns around it

Very lowLowModerateHighVery high

Highland Acresmostly inland floodingModerate

Rodney Villagemostly inland floodingModerate

Kent Acresmostly inland floodingLow

Woodsidemostly inland floodingLow

Camdenmostly inland floodingLow

Wyomingmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Camden covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Camden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Camden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Camden total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.