Natural hazards · Redding

Redding, CT natural hazards

Most of the natural-hazard damage FEMA expects in Redding comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 12 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Redding?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Redding to be higher than in 45% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding67%Hurricanes22%Everything else12%

By hazard

What Redding faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

22% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 7 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Redding flood?

Every paid claim on a federal flood insurance policy in Redding, from FEMA’s records.

12paid claims since 1996

$154Kpaid to owners

0homes flooded more than once

19962026

Biggest named events

Hurricane Irene: 2 claims, $10K
March 2010 Nor'easter: 1 claim, $994

of homes in flood zones
are insured

of all homes
are insured

No community discount. Redding isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: .

Around Redding

Redding and the towns around it

Very lowLowModerateHighVery high

Westonmostly inland floodingHigh

Danburymostly inland floodingModerate

Wiltonmostly inland floodingModerate

Reddingmostly inland floodingModerate

Bethelmostly inland floodingLow

Eastonmostly inland floodingLow

Ridgefieldmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Redding covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Redding’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Redding. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Redding total about $3.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.