Natural hazards · Lebanon

Lebanon, CT natural hazards

Most of the natural-hazard damage FEMA expects in Lebanon comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2018.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lebanon?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lebanon to be higher than in 42% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding53%Hurricanes37%Everything else10%

By hazard

What Lebanon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

37% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 6 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lebanon flood?

Every paid claim on a federal flood insurance policy in Lebanon, from FEMA’s records.

2paid claims since 2018

$49Kpaid to owners

0homes flooded more than once

20182026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lebanon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: .

Around Lebanon

Lebanon and the towns around it

Very lowLowModerateHighVery high

Windhammostly inland floodingHigh

Bozrahmostly inland floodingHigh

Franklinmostly inland floodingModerate

Lebanonmostly inland floodingModerate

Colchestermostly inland floodingLow

Columbiamostly inland floodingLow

Hebronmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lebanon covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lebanon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Lebanon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lebanon total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.