Natural hazards · Bozrah

Bozrah, CT natural hazards

Most of the natural-hazard damage FEMA expects in Bozrah comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1982.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bozrah?

69
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bozrah to be higher than in 69% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding72%Hurricanes21%Everything else7%
By hazard

What Bozrah faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

21% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about once every 6 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bozrah flood?

Every paid claim on a federal flood insurance policy in Bozrah, from FEMA’s records.

3paid claims since 1982
$6Kpaid to owners
0homes flooded more than once
19822026

Biggest named events

  • March 2010 Nor'easter: 1 claim, $3K
  • Not a named storm: 1 claim, $3K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Bozrah isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: .
Around Bozrah

Bozrah and the towns around it

Montville: High, mostly inland floodingNorwich: High, mostly inland floodingLebanon: Moderate, mostly inland floodingSalem: Low, mostly inland floodingFranklin: Moderate, mostly inland floodingLedyard: Low, mostly inland floodingPreston: Moderate, mostly inland floodingWaterford: Moderate, mostly inland floodingLisbon: Moderate, mostly inland floodingSprague: Very high, mostly inland floodingColumbia: Low, mostly inland floodingColchester: Low, mostly inland floodingWindham: High, mostly inland floodingHebron: Low, mostly inland floodingEast Haddam: Low, mostly inland floodingLyme: High, mostly inland floodingEast Lyme: High, mostly inland floodingScotland: Moderate, mostly inland floodingBozrah: High, mostly inland flooding BozrahMontvilleNorwichLebanonSalemFranklin
Very lowLowModerateHighVery high
Norwichmostly inland floodingHigh
Bozrahmostly inland floodingHigh
Montvillemostly inland floodingHigh
Franklinmostly inland floodingModerate
Lebanonmostly inland floodingModerate
Salemmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bozrah covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Bozrah’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Bozrah. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bozrah total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The porch light’s on

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01