Natural hazards · East Hampton

East Hampton, CT natural hazards

Most of the natural-hazard damage FEMA expects in East Hampton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 11 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is East Hampton?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in East Hampton to be higher than in 50% of U.S. communities, mostly from inland flooding.

Inland flooding78%Hurricanes11%Everything else10%

By hazard

What East Hampton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

11% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 5 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does East Hampton flood?

Every paid claim on a federal flood insurance policy in East Hampton, from FEMA’s records.

11paid claims since 1978

$82Kpaid to owners

1homes flooded more than once

19782026

Biggest named events

Not a named storm: 2 claims, $5K
Hurricane Ida: 1 claim, $31K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. East Hampton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: .

Around East Hampton

East Hampton and the towns around it

Very lowLowModerateHighVery high

Middletownmostly inland floodingHigh

Portlandmostly inland floodingHigh

Haddammostly inland floodingHigh

Glastonburymostly inland floodingModerate

East Hamptonmostly inland floodingModerate

Marlboroughmostly inland floodingModerate

East Haddammostly inland floodingLow

Colchestermostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. East Hampton covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to East Hampton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of East Hampton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across East Hampton total about $3.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.