Natural hazards · Bethany

Bethany, CT natural hazards

Most of the natural-hazard damage FEMA expects in Bethany comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bethany?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bethany to be higher than in 31% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding56%Hurricanes30%Everything else14%

By hazard

What Bethany faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

30% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 6 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bethany flood?

Every paid claim on a federal flood insurance policy in Bethany, from FEMA’s records.

2paid claims since 1979

$7Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Hurricane Irene: 1 claim, $6K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bethany isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: .

Around Bethany

Bethany and the towns around it

Very lowLowModerateHighVery high

Naugatuckmostly inland floodingHigh

Hamdenmostly inland floodingHigh

Beacon Fallsmostly inland floodingHigh

Cheshiremostly inland floodingModerate

Seymourmostly inland floodingModerate

Woodbridgemostly inland floodingModerate

Bethanymostly inland floodingLow

Prospectmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bethany covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bethany’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Bethany. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bethany total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.