Natural hazards · Beacon Falls

Beacon Falls, CT natural hazards

Most of the natural-hazard damage FEMA expects in Beacon Falls comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2011.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beacon Falls?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beacon Falls to be higher than in 64% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding73%Hurricanes17%Everything else10%

By hazard

What Beacon Falls faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

73% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

17% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 6 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beacon Falls flood?

Every paid claim on a federal flood insurance policy in Beacon Falls, from FEMA’s records.

3paid claims since 2011

$26Kpaid to owners

0homes flooded more than once

20112026

Biggest named events

Hurricane Irene: 1 claim, $13K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Beacon Falls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: .

Around Beacon Falls

Beacon Falls and the towns around it

Very lowLowModerateHighVery high

Naugatuckmostly inland floodingHigh

Beacon Fallsmostly inland floodingHigh

Seymourmostly inland floodingModerate

Oxfordmostly inland floodingModerate

Bethanymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beacon Falls covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Beacon Falls’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Beacon Falls. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Beacon Falls total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.