A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Wolf Point$950/mo

Typical home $147K (Zillow) · tax rate 1.47% · or rent about $734/mo · Housing →

Hardin$1,390/mo

Typical home $226K (Zillow) · tax rate 1.10% · or rent about $771/mo · Housing →

The difference: $440 a month, about $5,300 a year, between Hardin and Wolf Point.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Report cards

Hardin places higher on 14 of 21 MT lists

Our letter grades for safety, schools and health, then every Montana ranking list both towns are on. A grade is one measure; read the page behind it.

Safety

C−Wolf PointSafer than 22% of U.S. towns CHardinSafer than 29% of U.S. towns

Schools

DWolf PointBetter than 7% of districts in the state DHardinBetter than 7% of districts in the state

Health

DWolf PointHealthier than 7% of U.S. towns CHardinHealthier than 30% of U.S. towns

6Wolf Point

14Hardin

Lists won, of 21 where both are ranked. Ties go to nobody.

Lowest obesityHealth · 42 towns #40#16 Most walkableOutdoors · 43 towns #2#24 Closest to a top hospitalHealth · 40 towns #34#17 Shortest commuteGetting around · 43 towns #7#25 Fastest growingGrowth · 43 towns #39#21 Lowest depressionHealth · 42 towns #25#8 Highest graduation rateSchools · 36 towns #36#29 Most activeHealth · 42 towns #40#33

Left end = #1 in Montana. Showing the lists where the towns are furthest apart. All of Wolf Point’s rankings →

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

Wolf PointHardin

Snow a year—28″

January low—11°F

July high—91°F

Growing season (days)—135d

Hazard risk (U.S. pctl)12th 36th

Outdoors & history

Wolf PointHardin

Trails0 mi 0 mi

Conserved land4.1%2.5%

Settled1915 1911

National Register places—14

Archive photos12 18

Famous people born here—7

Community

Wolf PointHardin

Library hours a week51 hrs 44 hrs

Posts this month0 0

Neighbors joined0 0

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

187 miles apart

Straight-line miles between town centers.

Wolf PointMT HardinMT

Wolf Point ↔ Hardin187 miles apart

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Montana average

Wolf PointHardin

People

Population 2,602Lowest 3,742Highest

Growth since 20102010 → 2020 census -4%Lowest MT: +9.6% +8.9%Highest MT: +9.6%

Median age 32.8±3Lowest 19% below MT 37.1±7.7Highest 8% below MT

Hardin and Wolf Point are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 26.3%±5.2Highest MT: 21% 23.1%±5.8Lowest MT: 21%

Wolf Point and Hardin are within the Census margin of error here, so we can’t say which is really higher.

Age 65+ 15%±3.4Highest MT: 20.1% 13.7%±3.5Lowest MT: 20.1%

Wolf Point and Hardin are within the Census margin of error here, so we can’t say which is really higher.

Bachelor’s degree+adults 25+ 11.9%Lowest MT: 35.2% 20.5%Highest MT: 35.2%

Enrolled in collegeshare of residents 2.5%±1.6Lowest MT: 5.2% 3.5%±1.8Highest MT: 5.2%

Hardin and Wolf Point are within the Census margin of error here, so we can’t say which is really higher.

Cost of living

Household incomemedian $52,868±$18kLowest 27% below MT $60,423±$4kHighest 17% below MT

Hardin and Wolf Point are within the Census margin of error here, so we can’t say which is really higher.

Home valuemedian, owner-occupied $118,600±$31kLowest 68% below MT $147,100±$16kHighest 61% below MT

Hardin and Wolf Point are within the Census margin of error here, so we can’t say which is really higher.

Rentmedian gross, monthly $734±$30Lowest 32% below MT $771±$224Highest 29% below MT

Hardin and Wolf Point are within the Census margin of error here, so we can’t say which is really higher.

Property taxmedian, yearly $1,744Highest 35% below MT $1,623Lowest 40% below MT

Renters paying 30%+of income on rent 46%±13.7Highest MT: 44.8% 23.3%±16.4Lowest MT: 44.8%

Wolf Point and Hardin are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 23.3%Highest MT: 11.5% 7.2%Lowest MT: 11.5%

Housing

Homeownersof occupied homes 52.5%Lowest MT: 69.2% 54.1%Highest MT: 69.2%

Typical home builtmedian year 1964Lowest 17 yrs older than MT 1970Highest 11 yrs older than MT

Getting to work

Average commuteone way 12 minLowest 36% below MT 18 minHighest 6% below MT

Work from home 0.9%±1Lowest MT: 12.5% 1.1%±1.5Highest MT: 12.5%

Hardin and Wolf Point are within the Census margin of error here, so we can’t say which is really higher.

Work in townworking residents 35.6%Lowest 46.3%Highest

Typical commute distancemedian, straight-line 4.8 miLowest 11.3 miHighest

Jobs per working residentover 1.5 = a job hub 0.99Lowest 1.14Highest

Top workplaceoutside town Poplar (5%)Billings (13%)

Between these townsresidents who work in the others Few work in HardinFew work in Wolf Point

Outdoors

Conserved landshare of the town 4.1%Highest 2.5%Lowest

Trailsmapped miles 0.2 miLowest 0.4 miHighest

Trail densitymiles per sq mi 0.2 miHighest 0.1 miLowest

Parks & preservesnamed on the map 3Lowest 4Highest

Street connectivityintersections per sq mi, a walkability measure 152Highest 65.9Lowest

Schools

Public school scoresrank in state, math + reading #39 of 40 in MT #40 of 40 in MT

School district Wolf Point Elem · Wolf Point H SHardin Elem · Hardin H S

High school in town Wolf Point High SchoolHardin High School

Students per teacherat that high school 12.0Lowest 14.8Highest

Montana average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Wolf Point neighborsTown Square →

Your question goes to Wolf Point’s Town Square.

Hardin neighborsTown Square →

Your question goes to Hardin’s Town Square.

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Towns like Wolf Point

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Forsyth1,728 people · $208K homes

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Shelby3,216 people · $233K homes

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Ronan2,001 people · $226K homes

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Baker1,489 people · $211K homes

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Wolf Point vs Hardin

Two towns, two different strengths

Where they part ways

A typical home costs $440 more a month in Hardin

Hardin places higher on 14 of 21 MT lists

What daily life feels like in each

187 miles apart

What matters to you?

Ask the people who live there

Set another town beside Wolf Point and Hardin

Towns like Wolf Point

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