A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Hardin$1,390/mo

Typical home $226K (Zillow) · tax rate 1.10% · or rent about $771/mo · Housing →

Wolf Point$950/mo

Typical home $147K (Zillow) · tax rate 1.47% · or rent about $734/mo · Housing →

The difference: $440 a month, about $5,300 a year, between Hardin and Wolf Point.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Report cards

Hardin places higher on 14 of 21 MT lists

Our letter grades for safety, schools and health, then every Montana ranking list both towns are on. A grade is one measure; read the page behind it.

Safety

CHardinSafer than 29% of U.S. towns C−Wolf PointSafer than 22% of U.S. towns

Schools

DHardinBetter than 7% of districts in the state DWolf PointBetter than 7% of districts in the state

Health

CHardinHealthier than 30% of U.S. towns DWolf PointHealthier than 7% of U.S. towns

14Hardin

6Wolf Point

Lists won, of 21 where both are ranked. Ties go to nobody.

Lowest obesityHealth · 42 towns #16#40 Most walkableOutdoors · 43 towns #24#2 Closest to a top hospitalHealth · 40 towns #17#34 Fastest growingGrowth · 43 towns #21#39 Shortest commuteGetting around · 43 towns #25#7 Lowest depressionHealth · 42 towns #8#25 Highest graduation rateSchools · 36 towns #29#36 Most activeHealth · 42 towns #33#40

Left end = #1 in Montana. Showing the lists where the towns are furthest apart. All of Hardin’s rankings →

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

HardinWolf Point

Snow a year28″—

January low11°F —

July high91°F —

Growing season (days)135d —

Hazard risk (U.S. pctl)36th 12th

Outdoors & history

HardinWolf Point

Trails0 mi 0 mi

Conserved land2.5%4.1%

Settled1911 1915

National Register places14 —

Archive photos18 12

Famous people born here7 —

Community

HardinWolf Point

Library hours a week44 hrs 51 hrs

Posts this month0 0

Neighbors joined0 0

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

187 miles apart

Straight-line miles between town centers.

HardinMT Wolf PointMT

Hardin ↔ Wolf Point187 miles apart

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Montana average

HardinWolf Point

People

Population 3,742Highest 2,602Lowest

Growth since 20102010 → 2020 census +8.9%Highest MT: +9.6% -4%Lowest MT: +9.6%

Median age 37.1±7.7Highest 8% below MT 32.8±3Lowest 19% below MT

Hardin and Wolf Point are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 23.1%±5.8Lowest MT: 21% 26.3%±5.2Highest MT: 21%

Wolf Point and Hardin are within the Census margin of error here, so we can’t say which is really higher.

Age 65+ 13.7%±3.5Lowest MT: 20.1% 15%±3.4Highest MT: 20.1%

Wolf Point and Hardin are within the Census margin of error here, so we can’t say which is really higher.

Bachelor’s degree+adults 25+ 20.5%Highest MT: 35.2% 11.9%Lowest MT: 35.2%

Enrolled in collegeshare of residents 3.5%±1.8Highest MT: 5.2% 2.5%±1.6Lowest MT: 5.2%

Hardin and Wolf Point are within the Census margin of error here, so we can’t say which is really higher.

Cost of living

Household incomemedian $60,423±$4kHighest 17% below MT $52,868±$18kLowest 27% below MT

Hardin and Wolf Point are within the Census margin of error here, so we can’t say which is really higher.

Home valuemedian, owner-occupied $147,100±$16kHighest 61% below MT $118,600±$31kLowest 68% below MT

Hardin and Wolf Point are within the Census margin of error here, so we can’t say which is really higher.

Rentmedian gross, monthly $771±$224Highest 29% below MT $734±$30Lowest 32% below MT

Hardin and Wolf Point are within the Census margin of error here, so we can’t say which is really higher.

Property taxmedian, yearly $1,623Lowest 40% below MT $1,744Highest 35% below MT

Renters paying 30%+of income on rent 23.3%±16.4Lowest MT: 44.8% 46%±13.7Highest MT: 44.8%

Wolf Point and Hardin are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 7.2%Lowest MT: 11.5% 23.3%Highest MT: 11.5%

Housing

Homeownersof occupied homes 54.1%Highest MT: 69.2% 52.5%Lowest MT: 69.2%

Typical home builtmedian year 1970Highest 11 yrs older than MT 1964Lowest 17 yrs older than MT

Getting to work

Average commuteone way 18 minHighest 6% below MT 12 minLowest 36% below MT

Work from home 1.1%±1.5Highest MT: 12.5% 0.9%±1Lowest MT: 12.5%

Hardin and Wolf Point are within the Census margin of error here, so we can’t say which is really higher.

Work in townworking residents 46.3%Highest 35.6%Lowest

Typical commute distancemedian, straight-line 11.3 miHighest 4.8 miLowest

Jobs per working residentover 1.5 = a job hub 1.14Highest 0.99Lowest

Top workplaceoutside town Billings (13%)Poplar (5%)

Between these townsresidents who work in the others Few work in Wolf PointFew work in Hardin

Outdoors

Conserved landshare of the town 2.5%Lowest 4.1%Highest

Trailsmapped miles 0.4 miHighest 0.2 miLowest

Trail densitymiles per sq mi 0.1 miLowest 0.2 miHighest

Parks & preservesnamed on the map 4Highest 3Lowest

Street connectivityintersections per sq mi, a walkability measure 65.9Lowest 152Highest

Schools

Public school scoresrank in state, math + reading #40 of 40 in MT #39 of 40 in MT

School district Hardin Elem · Hardin H SWolf Point Elem · Wolf Point H S

High school in town Hardin High SchoolWolf Point High School

Students per teacherat that high school 14.8Highest 12.0Lowest

Montana average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Hardin neighborsTown Square →

Your question goes to Hardin’s Town Square.

Wolf Point neighborsTown Square →

Your question goes to Wolf Point’s Town Square.

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Towns like Hardin

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Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Hardin vs Wolf Point

Two towns, two different strengths

Where they part ways

A typical home costs $440 more a month in Hardin

Hardin places higher on 14 of 21 MT lists

What daily life feels like in each

187 miles apart

What matters to you?

Ask the people who live there

Set another town beside Hardin and Wolf Point

Towns like Hardin

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