Natural hazards · Wolf Point

Wolf Point, MT natural hazards

Most of the natural-hazard damage FEMA expects in Wolf Point comes from cold waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2011. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wolf Point?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wolf Point to be higher than in 12% of U.S. communities, mostly from cold waves.

Cold waves65%Inland flooding15%Strong wind9%Everything else11%

By hazard

What Wolf Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

65% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 19 times a year in the area

Inland flooding

15% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once a year in the area

Strong wind

9% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wolf Point flood?

Every paid claim on a federal flood insurance policy in Wolf Point, from FEMA’s records.

1paid claims since 2011

$9Kpaid to owners

0homes flooded more than once

20112026

of all homes
are insured

No community discount. Wolf Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Roosevelt County.

Disasters that hit Wolf Point

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Wolf Point itself: aid to households, or repair grants to the City of Wolf Point.

Brought FEMA money into Wolf PointDeclared for Roosevelt County only

2011

Severe Storms and Flooding

12 households applied for aid $9K aid approved $14K to the City of Wolf Point for repairs

Roosevelt County has had 5 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wolf Point is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wolf Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wolf Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.