A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Warsaw$1,400/mo

Typical home $229K (Zillow) · tax rate 1.08% · or rent about $541/mo · Housing →

Philo$930/mo

Typical home $156K (Zillow) · tax rate 0.90% · or rent about $827/mo · Housing →

The difference: $470 a month, about $5,600 a year, between Warsaw and Philo.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

WarsawPhilo

Snow a year15″10″

January low20°F —

July high83°F —

Growing season (days)174d —

Hazard risk (U.S. pctl)61st 76th

Outdoors & history

WarsawPhilo

Trails1 mi —

Conserved land0%—

Settled—1833

National Register places1 —

Community

WarsawPhilo

Posts this month0 0

Neighbors joined0 0

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

33 miles apart

Straight-line miles between town centers.

WarsawOH PhiloOH

Warsaw ↔ Philo33 miles apart

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Ohio average

WarsawPhilo

People

Population 604Lowest 683Highest

Growth since 20102010 → 2020 census -7%Lowest OH: +2.3% -1.8%Highest OH: +2.3%

Median age 41.6±6.4Highest 5% above OH 39.4±9.9Lowest about the OH average

Warsaw and Philo are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 17.7%±4.8Lowest OH: 22% 22.3%±4Highest OH: 22%

Philo and Warsaw are within the Census margin of error here, so we can’t say which is really higher.

Age 65+ 24.8%±5.9Highest OH: 18.3% 19.2%±8.4Lowest OH: 18.3%

Warsaw and Philo are within the Census margin of error here, so we can’t say which is really higher.

Bachelor’s degree+adults 25+ 13.4%Highest OH: 31.5% 11.4%Lowest OH: 31.5%

Enrolled in collegeshare of residents 2.2%±2.6Highest OH: 5.6% 1%±2.1Lowest OH: 5.6%

Warsaw and Philo are within the Census margin of error here, so we can’t say which is really higher.

Cost of living

Household incomemedian $38,000±$16kLowest 47% below OH $42,344±$26kHighest 41% below OH

Philo and Warsaw are within the Census margin of error here, so we can’t say which is really higher.

Home valuemedian, owner-occupied $118,200±$12kHighest 45% below OH $109,000±$12kLowest 49% below OH

Warsaw and Philo are within the Census margin of error here, so we can’t say which is really higher.

Rentmedian gross, monthly $541±$355Lowest 48% below OH $827±$116Highest 20% below OH

Philo and Warsaw are within the Census margin of error here, so we can’t say which is really higher.

Property taxmedian, yearly $1,274Highest 55% below OH $984Lowest 65% below OH

Renters paying 30%+of income on rent 57%±18.5Lowest OH: 45.9% 70.7%±100Highest OH: 45.9%

Philo and Warsaw are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 13.1%Lowest OH: 13.3% 21.8%Highest OH: 13.3%

Housing

Homeownersof occupied homes 67.1%Highest OH: 67.2% 61.8%Lowest OH: 67.2%

Typical home builtmedian year 1952Highest 18 yrs older than OH 1941Lowest 29 yrs older than OH

Getting to work

Average commuteone way 27 minLowest 14% above OH 35 minHighest 51% above OH

Work from home 11.2%±6.1Highest OH: 13% 0.7%±1Lowest OH: 13%

Work in townworking residents 2.2%Highest 0.4%Lowest

Typical commute distancemedian, straight-line 16.8 miHighest 14.3 miLowest

Jobs per working residentover 1.5 = a job hub 0.52Lowest 0.63Highest

Top workplaceoutside town Coshocton (16%)Zanesville (26%)

Between these townsresidents who work in the others Few work in PhiloFew work in Warsaw

Outdoors

Conserved landshare of the town 0%Lowest 27.1%Highest

Trailsmapped miles 0.6 miHighest 0.0 miLowest

Trail densitymiles per sq mi 1.2 miHighest 0.0 miLowest

Parks & preservesnamed on the map 1Highest 0Lowest

Street connectivityintersections per sq mi, a walkability measure 86.1Highest 76.5Lowest

Ohio average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Warsaw neighborsTown Square →

Your question goes to Warsaw’s Town Square.

Philo neighborsTown Square →

Your question goes to Philo’s Town Square.

Add a town

Set another town beside Warsaw and Philo

One tap adds it. Up to 4 towns at once.

Towns like Warsaw

+ Compare

Bainbridge617 people · $98K homes

+ Compare

South Webster873 people · $113K homes

+ Compare

Richland Township836 people · $165K homes

+ Compare

Mineral City538 people · $94K homes

Not sure which town to add? Find your place ranks Ohio towns on what matters to you.Find your place →

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Warsaw vs Philo

Two towns, two different strengths

Where they differ most

A typical home costs $470 more a month in Warsaw

What daily life feels like in each

33 miles apart

What matters to you?

Ask the people who live there

Set another town beside Warsaw and Philo

Towns like Warsaw

Post to Warsaw

Check your email