Natural hazards · Warsaw

Warsaw, OH natural hazards

Most of the natural-hazard damage FEMA expects in Warsaw comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Warsaw?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Warsaw to be higher than in 61% of U.S. communities, mostly from inland flooding.

Inland flooding79%Tornadoes6%Everything else15%

By hazard

What Warsaw faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once every 22 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Warsaw flood?

FEMA's records show no paid flood insurance claims in Warsaw.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Warsaw isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Coshocton County.

Disasters that hit Warsaw

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Warsaw itself: aid to households, or repair grants to the Village of Warsaw.

Brought FEMA money into WarsawDeclared for Coshocton County only

2012

Severe Storms and Straight-Line Winds

$3K to the Village of Warsaw for repairs

2008

Severe Wind Storm Associated With Tropical Depression Ike

$4K to the Village of Warsaw for repairs

2004

Severe Winter Storms, Flooding, and Mudslides

25 households applied for aid $32K aid approved $18K to the Village of Warsaw for repairs

2002

Severe Storms and Tornadoes

6 households applied for aid

Coshocton County has had 13 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Warsaw is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Warsaw’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Warsaw. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.