A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Philo$930/mo

Typical home $156K (Zillow) · tax rate 0.90% · or rent about $827/mo · Housing →

Warsaw$1,400/mo

Typical home $229K (Zillow) · tax rate 1.08% · or rent about $541/mo · Housing →

The difference: $470 a month, about $5,600 a year, between Warsaw and Philo.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

PhiloWarsaw

Snow a year10″15″

January low—20°F

July high—83°F

Growing season (days)—174d

Hazard risk (U.S. pctl)76th 61st

Outdoors & history

PhiloWarsaw

Trails—1 mi

Conserved land—0%

Settled1833 —

National Register places—1

Community

PhiloWarsaw

Posts this month0 0

Neighbors joined0 0

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

33 miles apart

Straight-line miles between town centers.

PhiloOH WarsawOH

Philo ↔ Warsaw33 miles apart

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Ohio average

PhiloWarsaw

People

Population 683Highest 604Lowest

Growth since 20102010 → 2020 census -1.8%Highest OH: +2.3% -7%Lowest OH: +2.3%

Median age 39.4±9.9Lowest about the OH average 41.6±6.4Highest 5% above OH

Warsaw and Philo are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 22.3%±4Highest OH: 22% 17.7%±4.8Lowest OH: 22%

Philo and Warsaw are within the Census margin of error here, so we can’t say which is really higher.

Age 65+ 19.2%±8.4Lowest OH: 18.3% 24.8%±5.9Highest OH: 18.3%

Warsaw and Philo are within the Census margin of error here, so we can’t say which is really higher.

Bachelor’s degree+adults 25+ 11.4%Lowest OH: 31.5% 13.4%Highest OH: 31.5%

Enrolled in collegeshare of residents 1%±2.1Lowest OH: 5.6% 2.2%±2.6Highest OH: 5.6%

Warsaw and Philo are within the Census margin of error here, so we can’t say which is really higher.

Cost of living

Household incomemedian $42,344±$26kHighest 41% below OH $38,000±$16kLowest 47% below OH

Philo and Warsaw are within the Census margin of error here, so we can’t say which is really higher.

Home valuemedian, owner-occupied $109,000±$12kLowest 49% below OH $118,200±$12kHighest 45% below OH

Warsaw and Philo are within the Census margin of error here, so we can’t say which is really higher.

Rentmedian gross, monthly $827±$116Highest 20% below OH $541±$355Lowest 48% below OH

Philo and Warsaw are within the Census margin of error here, so we can’t say which is really higher.

Property taxmedian, yearly $984Lowest 65% below OH $1,274Highest 55% below OH

Renters paying 30%+of income on rent 70.7%±100Highest OH: 45.9% 57%±18.5Lowest OH: 45.9%

Philo and Warsaw are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 21.8%Highest OH: 13.3% 13.1%Lowest OH: 13.3%

Housing

Homeownersof occupied homes 61.8%Lowest OH: 67.2% 67.1%Highest OH: 67.2%

Typical home builtmedian year 1941Lowest 29 yrs older than OH 1952Highest 18 yrs older than OH

Getting to work

Average commuteone way 35 minHighest 51% above OH 27 minLowest 14% above OH

Work from home 0.7%±1Lowest OH: 13% 11.2%±6.1Highest OH: 13%

Work in townworking residents 0.4%Lowest 2.2%Highest

Typical commute distancemedian, straight-line 14.3 miLowest 16.8 miHighest

Jobs per working residentover 1.5 = a job hub 0.63Highest 0.52Lowest

Top workplaceoutside town Zanesville (26%)Coshocton (16%)

Between these townsresidents who work in the others Few work in WarsawFew work in Philo

Outdoors

Conserved landshare of the town 27.1%Highest 0%Lowest

Trailsmapped miles 0.0 miLowest 0.6 miHighest

Trail densitymiles per sq mi 0.0 miLowest 1.2 miHighest

Parks & preservesnamed on the map 0Lowest 1Highest

Street connectivityintersections per sq mi, a walkability measure 76.5Lowest 86.1Highest

Ohio average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Philo neighborsTown Square →

Your question goes to Philo’s Town Square.

Warsaw neighborsTown Square →

Your question goes to Warsaw’s Town Square.

Add a town

Set another town beside Philo and Warsaw

One tap adds it. Up to 4 towns at once.

Towns like Philo

+ Compare

Salineville992 people · $90K homes

+ Compare

Washingtonville601 people · $113K homes

+ Compare

Lucas593 people · $142K homes

+ Compare

Mineral City538 people · $94K homes

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Philo vs Warsaw

Two towns, two different strengths

Where they differ most

A typical home costs $470 more a month in Warsaw

What daily life feels like in each

33 miles apart

What matters to you?

Ask the people who live there

Set another town beside Philo and Warsaw

Towns like Philo

Post to Philo

Check your email