A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Pemberton$1,600/mo

Typical home $243K (Zillow) · tax rate 1.62% · or rent about $1,714/mo · Housing →

Cedarbend Township$1,010/mo

Typical home $166K (Census) · tax rate 1.01% · or rent about $1,406/mo · Housing →

The difference: $600 a month, about $7,100 a year, between Pemberton and Cedarbend Township.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Life in each

What daily life feels like in each

The weather, the land, the history and the people, row by row. None of it is a grade: more snow is a plus to a skier.

Seasons

PembertonCedarbend Township

Snow a year52″46″

January low5°F -7°F

July high81°F 78°F

Growing season (days)155d 119d

Hazard risk (U.S. pctl)39th 77th

Outdoors & history

PembertonCedarbend Township

Trails—12 mi

Conserved land—17.7%

Community

PembertonCedarbend Township

Posts this month0 0

Neighbors joined0 0

A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Where they are

343 miles apart

Straight-line miles between town centers.

PembertonMN Cedarbend TownshipRoseau County

Pemberton ↔ Cedarbend Township343 miles apart

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Minnesota average

PembertonCedarbend Township

People

Population 223Highest 220Lowest

Median age 27.7±2.7Highest 29% below MN 27.3±28.5Lowest 30% below MN

Pemberton and Cedarbend Township are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 36.8%±7.8Highest MN: 22.9% 19.1%±6.6Lowest MN: 22.9%

Age 65+ 9%±10.6Lowest MN: 17.3% 10.5%±8.3Highest MN: 17.3%

Cedarbend Township and Pemberton are within the Census margin of error here, so we can’t say which is really higher.

Bachelor’s degree+adults 25+ 18.5%Highest MN: 39.4% 12.6%Lowest MN: 39.4%

Enrolled in collegeshare of residents 1.8%±5Highest MN: 5.8% 0%±6.4Lowest MN: 5.8%

Pemberton and Cedarbend Township are within the Census margin of error here, so we can’t say which is really higher.

Cost of living

Household incomemedian $50,417±$11k 43% below MN —

Home valuemedian, owner-occupied $170,800±$16kHighest 48% below MN $166,000±$8kLowest 50% below MN

Pemberton and Cedarbend Township are within the Census margin of error here, so we can’t say which is really higher.

Rentmedian gross, monthly $1,714±$84Highest 34% above MN $1,406±$84Lowest 10% above MN

Property taxmedian, yearly $2,768Highest 18% below MN $1,673Lowest 50% below MN

Renters paying 30%+of income on rent 87.5%±100Highest MN: 48.1% 20%±100Lowest MN: 48.1%

Pemberton and Cedarbend Township are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 12.6%Lowest MN: 9.3% 36.4%Highest MN: 9.3%

Housing

Homeownersof occupied homes 89.9%Highest MN: 72.2% 88.9%Lowest MN: 72.2%

Typical home builtmedian year 1970Lowest 9 yrs older than MN 1988Highest 9 yrs newer than MN

Getting to work

Average commuteone way 25 minHighest 10% above MN 15 minLowest 34% below MN

Work from home 1.9%±1.8Highest MN: 17.6% 0%±9Lowest MN: 17.6%

Pemberton and Cedarbend Township are within the Census margin of error here, so we can’t say which is really higher.

Work in townworking residents 1%Highest 0%Lowest

Typical commute distancemedian, straight-line 15.8 miHighest 8.3 miLowest

Jobs per working residentover 1.5 = a job hub 0.60Highest 0.17Lowest

Top workplaceoutside town Mankato (34%)Warroad (50%)

Between these townsresidents who work in the others Few work in Cedarbend TownshipFew work in Pemberton

Outdoors

Conserved landshare of the town 0%Lowest 17.7%Highest

Trailsmapped miles 0.0 miLowest 11.8 miHighest

Trail densitymiles per sq mi 0.0 miLowest 0.3 miHighest

Parks & preservesnamed on the map 0Lowest 1Highest

Street connectivityintersections per sq mi, a walkability measure 75.9Highest 0.4Lowest

Minnesota average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Pemberton neighborsTown Square →

Your question goes to Pemberton’s Town Square.

Cedarbend Township neighborsTown Square →

Your question goes to Cedarbend Township’s Town Square.

Add a town

Set another town beside Pemberton and Cedarbend Township

One tap adds it. Up to 4 towns at once.

Towns like Pemberton

+ Compare

Meadow Township322 people · $169K homes

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Monroe Township261 people · $173K homes

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Peterson244 people · $134K homes

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Bristol Township357 people · $219K homes

Not sure which town to add? Find your place ranks Minnesota towns on what matters to you.Find your place →

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Pemberton vs Cedarbend Township

Two towns, two different strengths

Where they part ways

A typical home costs $600 more a month in Pemberton

What daily life feels like in each

343 miles apart

What matters to you?

Ask the people who live there

Set another town beside Pemberton and Cedarbend Township

Towns like Pemberton

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