Natural hazards · Cedarbend

Cedarbend, MN natural hazards

Most of the natural-hazard damage FEMA expects in Cedarbend comes from inland flooding, and overall the risk is high for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cedarbend?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cedarbend to be higher than in 77% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding58%Wildfire16%Drought11%Cold waves10%Everything else6%

By hazard

What Cedarbend faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Wildfire

16% of expected damage

Well above average · higher than 98% of U.S. places

Drought

11% of expected damage

Recorded about 23 times a year in the area

Cold waves

10% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about 21 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cedarbend flood?

FEMA's records show no paid flood insurance claims in Cedarbend.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cedarbend isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Roseau County.

Disasters that hit Cedarbend

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cedarbend itself: aid to households, or repair grants to the Township of Cedarbend.

Brought FEMA money into CedarbendDeclared for Roseau County only

2011

Severe Storms and Flooding

$2K to the Township of Cedarbend for repairs

2009

Severe Storms and Flooding

$12K to the Township of Cedarbend for repairs

2006

Flooding

$4K to the Township of Cedarbend for repairs

2002

Severe Storms, Flooding and Tornadoes

$35K to the Township of Cedarbend for repairs

2001

Severe Winter Storms, Flooding, and Tornadoes

$21K to the Township of Cedarbend for repairs

2000

Severe Storms and Flooding

$4K to the Township of Cedarbend for repairs

1999

Severe Ice Storm and Flooding

$3K to the Township of Cedarbend for repairs

Roseau County has had 24 natural disasters declared since 1953, most often floods and severe storms.

Around Cedarbend

Cedarbend and the towns around it

Very lowLowModerateHighVery high

Cedarbendmostly inland floodingHigh

Enstrommostly inland floodingHigh

Moranvillemostly inland floodingHigh

Lakemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cedarbend is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cedarbend’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Cedarbend. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.