Natural hazards · Pemberton

Pemberton, MN natural hazards

Most of the natural-hazard damage FEMA expects in Pemberton comes from inland flooding, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pemberton?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pemberton to be higher than in 39% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding38%Cold waves23%Drought11%Tornadoes10%Strong wind9%Everything else9%

By hazard

What Pemberton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Cold waves

23% of expected damage

Above average · higher than 64% of U.S. places

Recorded about 11 times a year in the area

Drought

11% of expected damage

Recorded about 14 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 7 years in the area

Strong wind

9% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pemberton flood?

FEMA's records show no paid flood insurance claims in Pemberton.

of all homes
are insured

No community discount. Pemberton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Blue Earth County.

Disasters that hit Pemberton

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Pemberton itself: aid to households, or repair grants to the City of Pemberton.

Brought FEMA money into PembertonDeclared for Blue Earth County only

2024

Severe Storms and Flooding

5 households applied for aid $17K aid approved

2016

Severe Storms and Flooding

14 households applied for aid $30K aid approved

Blue Earth County has had 20 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pemberton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pemberton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Pemberton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Pemberton, MN natural hazards

How exposed is Pemberton?

What Pemberton faces

Inland flooding

Cold waves

Drought

Tornadoes

Strong wind

Lower here

Not a risk here

Does Pemberton flood?

2 federal disasters brought FEMA money here

Severe Storms and Flooding

Severe Storms and Flooding

How to read this page

Where to, neighbor?

Matches

Nearby