A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Monthly cost

A typical home costs about the same each month

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Keystone$1,190/mo

Typical home $193K (Census) · tax rate 1.12% · or rent about $867/mo · Housing →

Cobb$1,130/mo

Typical home $176K (Census) · tax rate 1.42% · or rent about $1,063/mo · Housing →

The difference: $60 a month, about $700 a year, between Keystone and Cobb.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Where they are

249 miles apart

Straight-line miles between town centers.

KeystoneBayfield County CobbWI

Keystone ↔ Cobb249 miles apart

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Wisconsin average

KeystoneCobb

People

Population 360Lowest 403Highest

Median age 51.3±4.8Highest 28% above WI 50.4±8Lowest 25% above WI

Keystone and Cobb are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 16.7%±3.6Lowest WI: 21.4% 18.1%±3.7Highest WI: 21.4%

Cobb and Keystone are within the Census margin of error here, so we can’t say which is really higher.

Age 65+ 33.1%±6.4Highest WI: 18.5% 19.6%±6.4Lowest WI: 18.5%

Bachelor’s degree+adults 25+ 19.6%Lowest WI: 33.4% 22.1%Highest WI: 33.4%

Enrolled in collegeshare of residents 0.6%±2.8Lowest WI: 5.8% 3.2%±2.3Highest WI: 5.8%

Cobb and Keystone are within the Census margin of error here, so we can’t say which is really higher.

Cost of living

Household incomemedian $85,750±$23kHighest 11% above WI $79,196±$15kLowest about the WI average

Keystone and Cobb are within the Census margin of error here, so we can’t say which is really higher.

Home valuemedian, owner-occupied $192,700±$19kHighest 28% below WI $176,300±$33kLowest 34% below WI

Keystone and Cobb are within the Census margin of error here, so we can’t say which is really higher.

Rentmedian gross, monthly $867±$320Lowest 20% below WI $1,063±$143Highest about the WI average

Cobb and Keystone are within the Census margin of error here, so we can’t say which is really higher.

Property taxmedian, yearly $2,158Lowest 43% below WI $2,500Highest 34% below WI

Renters paying 30%+of income on rent 37.5%±90.9Lowest WI: 43.7% 55%±43.4Highest WI: 43.7%

Cobb and Keystone are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 10.3%Lowest WI: 10.6% 15.9%Highest WI: 10.6%

Housing

Homeownersof occupied homes 88%Highest WI: 67.8% 86.1%Lowest WI: 67.8%

Typical home builtmedian year 1981Highest 6 yrs newer than WI 1964Lowest 11 yrs older than WI

Getting to work

Average commuteone way 21 minLowest 4% below WI 22 minHighest about the WI average

Work from home 16.3%±7.7Highest WI: 13.1% 6.7%±4.6Lowest WI: 13.1%

Keystone and Cobb are within the Census margin of error here, so we can’t say which is really higher.

Work in townworking residents 0.6%Lowest 2.8%Highest

Typical commute distancemedian, straight-line 14.8 miLowest 17.8 miHighest

Jobs per working residentover 1.5 = a job hub 0.15Lowest 0.66Highest

Top workplaceoutside town Ashland (42%)Dodgeville (21%)

Between these townsresidents who work in the others Few work in CobbFew work in Keystone

Outdoors

Conserved landshare of the town 32.5%Highest 0%Lowest

Trailsmapped miles 33.5 miHighest 0.1 miLowest

Trail densitymiles per sq mi 0.9 miHighest 0.1 miLowest

Parks & preservesnamed on the map 2Highest 0Lowest

Street connectivityintersections per sq mi, a walkability measure 1.5Lowest 32.3Highest

Wisconsin average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Keystone neighborsTown Square →

Your question goes to Keystone’s Town Square.

Cobb neighborsTown Square →

Your question goes to Cobb’s Town Square.

Add a town

Set another town beside Keystone and Cobb

One tap adds it. Up to 4 towns at once.

Bordering Keystone

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Pilsen235 people · $211K homes

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Mason322 people · $238K homes

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Delta265 people · $330K homes

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Iron River1,294 people · $250K homes

Towns like Keystone

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Hewett308 people · $226K homes

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Garden Valley398 people · $214K homes

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Bagley348 people · $228K homes

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Akan372 people · $260K homes

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Keystone vs Cobb

Two towns, two different strengths

Where they part ways

Keystone gets 33 more inches of snow a year

A typical home costs about the same each month

249 miles apart

What matters to you?

Ask the people who live there

Set another town beside Keystone and Cobb

Bordering Keystone

Towns like Keystone

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