Natural hazards · Cobb

Cobb, WI natural hazards

Most of the natural-hazard damage FEMA expects in Cobb comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cobb?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cobb to be higher than in 19% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding37%Cold waves20%Tornadoes17%Hail14%Strong wind6%Everything else7%

By hazard

What Cobb faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about once a year in the area

Cold waves

20% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 10 years in the area

Hail

14% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 3 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cobb flood?

FEMA's records show no paid flood insurance claims in Cobb.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cobb isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iowa County.

Disasters that hit Cobb

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cobb itself: aid to households, or repair grants to the Village of Cobb.

Brought FEMA money into CobbDeclared for Iowa County only

2011

Severe Winter Storm and Snowstorm

$3K to the Village of Cobb for repairs

2008

Severe Storms, Tornadoes, and Flooding

12 households applied for aid $27K aid approved $22K to the Village of Cobb for repairs

2007

Severe Storms and Flooding

3 households applied for aid $2K aid approved

Iowa County has had 15 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cobb is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cobb’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Cobb. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.