A dot marks the most on each row. Climate: NOAA 1991–2020 normals at the nearest station. Hazard risk: FEMA National Risk Index, expected yearly damage vs U.S. towns.

Monthly cost

A typical home costs about the same each month

A typical home in each town, bought with 20% down at 6.3% for 30 years, plus property tax at the town’s own rate and insurance. Change the numbers to fit you.

Down paymentRate%

Cobb$1,130/mo

Typical home $176K (Census) · tax rate 1.42% · or rent about $1,063/mo · Housing →

Keystone$1,190/mo

Typical home $193K (Census) · tax rate 1.12% · or rent about $867/mo · Housing →

The difference: $60 a month, about $700 a year, between Keystone and Cobb.

Estimates, not a quote: your price, rate, tax bill and insurance will differ. Tax rate = the Census median tax bill over the median home value.

Where they are

249 miles apart

Straight-line miles between town centers.

CobbWI KeystoneBayfield County

Cobb ↔ Keystone249 miles apart

Everything, side by side

What matters to you?

Pick a few. Those rows jump to the top and the best fit on each is marked. There’s no overall score: what matters is up to you.

Only big differences vs Wisconsin average

CobbKeystone

People

Population 403Highest 360Lowest

Median age 50.4±8Lowest 25% above WI 51.3±4.8Highest 28% above WI

Keystone and Cobb are within the Census margin of error here, so we can’t say which is really higher.

Kids under 18 18.1%±3.7Highest WI: 21.4% 16.7%±3.6Lowest WI: 21.4%

Cobb and Keystone are within the Census margin of error here, so we can’t say which is really higher.

Age 65+ 19.6%±6.4Lowest WI: 18.5% 33.1%±6.4Highest WI: 18.5%

Bachelor’s degree+adults 25+ 22.1%Highest WI: 33.4% 19.6%Lowest WI: 33.4%

Enrolled in collegeshare of residents 3.2%±2.3Highest WI: 5.8% 0.6%±2.8Lowest WI: 5.8%

Cobb and Keystone are within the Census margin of error here, so we can’t say which is really higher.

Cost of living

Household incomemedian $79,196±$15kLowest about the WI average $85,750±$23kHighest 11% above WI

Keystone and Cobb are within the Census margin of error here, so we can’t say which is really higher.

Home valuemedian, owner-occupied $176,300±$33kLowest 34% below WI $192,700±$19kHighest 28% below WI

Keystone and Cobb are within the Census margin of error here, so we can’t say which is really higher.

Rentmedian gross, monthly $1,063±$143Highest about the WI average $867±$320Lowest 20% below WI

Cobb and Keystone are within the Census margin of error here, so we can’t say which is really higher.

Property taxmedian, yearly $2,500Highest 34% below WI $2,158Lowest 43% below WI

Renters paying 30%+of income on rent 55%±43.4Highest WI: 43.7% 37.5%±90.9Lowest WI: 43.7%

Cobb and Keystone are within the Census margin of error here, so we can’t say which is really higher.

Below poverty line 15.9%Highest WI: 10.6% 10.3%Lowest WI: 10.6%

Housing

Homeownersof occupied homes 86.1%Lowest WI: 67.8% 88%Highest WI: 67.8%

Typical home builtmedian year 1964Lowest 11 yrs older than WI 1981Highest 6 yrs newer than WI

Getting to work

Average commuteone way 22 minHighest about the WI average 21 minLowest 4% below WI

Work from home 6.7%±4.6Lowest WI: 13.1% 16.3%±7.7Highest WI: 13.1%

Keystone and Cobb are within the Census margin of error here, so we can’t say which is really higher.

Work in townworking residents 2.8%Highest 0.6%Lowest

Typical commute distancemedian, straight-line 17.8 miHighest 14.8 miLowest

Jobs per working residentover 1.5 = a job hub 0.66Highest 0.15Lowest

Top workplaceoutside town Dodgeville (21%)Ashland (42%)

Between these townsresidents who work in the others Few work in KeystoneFew work in Cobb

Outdoors

Conserved landshare of the town 0%Lowest 32.5%Highest

Trailsmapped miles 0.1 miLowest 33.5 miHighest

Trail densitymiles per sq mi 0.1 miLowest 0.9 miHighest

Parks & preservesnamed on the map 0Lowest 2Highest

Street connectivityintersections per sq mi, a walkability measure 32.3Highest 1.5Lowest

Wisconsin average“±” Census margin of errorACS 2020–2024

Deciding?

Ask the people who live there

The numbers stop at the town line. Neighbors can tell you about the commute at 7am, the schools, the winters and the feel of the place.

Cobb neighborsTown Square →

Your question goes to Cobb’s Town Square.

Keystone neighborsTown Square →

Your question goes to Keystone’s Town Square.

Add a town

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Towns like Cobb

+ Compare

Grant394 people · $254K homes

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Hewett308 people · $226K homes

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Grant487 people · $233K homes

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Knapp333 people · $216K homes

Sources: U.S. Census Bureau American Community Survey 5-year estimates, 2010 & 2020 censuses, LEHD commute flows; Zillow Home Value Index; NCES Common Core of Data; FBI crime reporting; CDC PLACES; FEMA National Risk Index; NOAA U.S. Climate Normals 1991–2020; USGS PAD-US and OpenStreetMap. “±” is the Census margin of error; differences inside it are never called. Property tax is top-coded by the Census at $10,000+. There is no overall score: which town is better depends on what matters to you.

Cobb vs Keystone

Two towns, two different strengths

Where they part ways

Keystone gets 33 more inches of snow a year

A typical home costs about the same each month

249 miles apart

What matters to you?

Ask the people who live there

Set another town beside Cobb and Keystone

Towns like Cobb

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