Natural hazards · Stratmoor

Stratmoor, CO natural hazards

Most of the natural-hazard damage FEMA expects in Stratmoor comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 11 claims here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stratmoor?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stratmoor to be higher than in 66% of U.S. communities, mostly from inland flooding.

Inland flooding75%Tornadoes9%Hail7%Everything else9%

By hazard

What Stratmoor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 66% of U.S. places

Hail

7% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stratmoor flood?

Every paid claim on a federal flood insurance policy in Stratmoor, from FEMA’s records.

11paid claims since 1980

$96Kpaid to owners

0homes flooded more than once

19802026

Biggest named events

Late summer storms: 1 claim, $5K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stratmoor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: El Paso County.

Disasters that hit Stratmoor

Federal disasters declared here

None of the disasters declared for El Paso County shows FEMA aid or repair money reaching Stratmoor itself in FEMA’s records.

Brought FEMA money into StratmoorDeclared for El Paso County only

El Paso County has had 16 natural disasters declared since 1953, most often floods and fires.

Around Stratmoor

Stratmoor and the towns around it

Very lowLowModerateHighVery high

Fountainmostly inland floodingHigh

Stratmoormostly inland floodingHigh

Security-Widefieldmostly inland floodingHigh

Colorado Springsmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stratmoor covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Stratmoor’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Stratmoor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stratmoor total about $4.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.