Natural hazards · Fountain

Fountain, CO natural hazards

Most of the natural-hazard damage FEMA expects in Fountain comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1985. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fountain?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fountain to be higher than in 69% of U.S. communities, mostly from inland flooding.

Inland flooding65%Tornadoes13%Hail7%Everything else16%

By hazard

What Fountain faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 66% of U.S. places

Hail

7% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fountain flood?

Every paid claim on a federal flood insurance policy in Fountain, from FEMA’s records.

3paid claims since 1985

$10Kpaid to owners

0homes flooded more than once

19852026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fountain isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: El Paso County.

Disasters that hit Fountain

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fountain itself: aid to households, or repair grants to the City of Fountain.

Brought FEMA money into FountainDeclared for El Paso County only

2023

Severe Storms, Flooding, and Tornadoes

$505K to the City of Fountain for repairs

2015

Severe Storms, Tornadoes, Flooding, Landslides, and Mudslides

$141K to the City of Fountain for repairs

2013

Severe Storms, Flooding, Landslides, and Mudslides

5 households applied for aid $3K aid approved $281K to the City of Fountain for repairs

1999

Co-Flooding 4/30/99

$168K to the City of Fountain for repairs

El Paso County has had 16 natural disasters declared since 1953, most often floods and fires.

Around Fountain

Fountain and the towns around it

Very lowLowModerateHighVery high

Fountainmostly inland floodingHigh

Stratmoormostly inland floodingHigh

Security-Widefieldmostly inland floodingHigh

Fort Carsonmostly inland floodingModerate

Colorado Springsmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fountain covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to Fountain’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Fountain. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fountain total about $5.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.