Natural hazards · Nederland

Nederland, CO natural hazards

Most of the natural-hazard damage FEMA expects in Nederland comes from avalanches, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2011. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Nederland?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Nederland to be higher than in 92% of U.S. communities, mostly from avalanches and inland flooding.

Avalanches46%Inland flooding40%Wildfire8%Everything else6%

By hazard

What Nederland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

46% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

40% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Wildfire

8% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesEarthquakesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesHeat wavesDroughtTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Nederland flood?

Every paid claim on a federal flood insurance policy in Nederland, from FEMA’s records.

1paid claims since 2011

$7Kpaid to owners

0homes flooded more than once

20112026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Nederland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Boulder County.

Disasters that hit Nederland

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Nederland itself: aid to households, or repair grants to the Town of Nederland.

Brought FEMA money into NederlandDeclared for Boulder County only

2021

Wildfires and Straight-Line Winds

4 households applied for aid

2013

Severe Storms, Flooding, Landslides, and Mudslides

112 households applied for aid $103K aid approved $472K to the Town of Nederland for repairs

2003

Snow

$3K to the Town of Nederland for repairs

Boulder County has had 15 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Nederland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Nederland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Nederland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.