Natural hazards · Mead

Mead, CO natural hazards

Most of the natural-hazard damage FEMA expects in Mead comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mead?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mead to be higher than in 26% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding39%Cold waves18%Tornadoes17%Hail17%Everything else10%

By hazard

What Mead faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 2 times a year in the area

Cold waves

18% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 33 years in the area

Hail

17% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mead flood?

FEMA's records show no paid flood insurance claims in Mead.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mead isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Weld County.

Disasters that hit Mead

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Mead itself: aid to households, or repair grants to the Town of Mead.

Brought FEMA money into MeadDeclared for Weld County only

2013

Severe Storms, Flooding, Landslides, and Mudslides

9 households applied for aid $6K aid approved

Weld County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Mead

Mead and the towns around it

Very lowLowModerateHighVery high

Firestonemostly inland floodingLow

Meadmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mead covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Mead’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mead. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mead total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.