Natural hazards · Firestone

Firestone, CO natural hazards

Most of the natural-hazard damage FEMA expects in Firestone comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 2013. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Firestone?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Firestone to be higher than in 36% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves19%Tornadoes17%Hail10%Everything else11%

By hazard

What Firestone faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Below average · higher than 42% of U.S. places

Recorded about 2 times a year in the area

Cold waves

19% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 90% of U.S. places

Hail

10% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Firestone flood?

Every paid claim on a federal flood insurance policy in Firestone, from FEMA’s records.

6paid claims since 2013

$38Kpaid to owners

0homes flooded more than once

20132026

Biggest named events

Late summer storms: 6 claims, $38K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Firestone isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Weld County.

Disasters that hit Firestone

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Firestone itself: aid to households, or repair grants to the Town of Firestone.

Brought FEMA money into FirestoneDeclared for Weld County only

2013

Severe Storms, Flooding, Landslides, and Mudslides

108 households applied for aid $87K aid approved $83K to the Town of Firestone for repairs

2008

Severe Storms and Tornadoes

1 household applied for aid $174 aid approved

Weld County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Firestone

Firestone and the towns around it

Very lowLowModerateHighVery high

Fort Luptonmostly inland floodingModerate

Frederickmostly inland floodingLow

Longmontmostly inland floodingLow

Firestonemostly inland floodingLow

Meadmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Firestone covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Firestone’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Firestone. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Firestone total about $4.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.