Natural hazards · Ken Caryl

Ken Caryl, CO natural hazards

Most of the natural-hazard damage FEMA expects in Ken Caryl comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1983.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ken Caryl?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ken Caryl to be higher than in 51% of U.S. communities, mostly from inland flooding and hail.

Inland flooding35%Hail34%Tornadoes13%Lightning7%Everything else11%

By hazard

What Ken Caryl faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

35% of expected damage

Below average · higher than 27% of U.S. places

Recorded about once a year in the area

Hail

34% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 84% of U.S. places

Lightning

7% of expected damage

Above average · higher than 54% of U.S. places

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ken Caryl flood?

Every paid claim on a federal flood insurance policy in Ken Caryl, from FEMA’s records.

3paid claims since 1983

$51Kpaid to owners

0homes flooded more than once

19832026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ken Caryl isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Ken Caryl

Federal disasters declared here

None of the disasters declared for Jefferson County shows FEMA aid or repair money reaching Ken Caryl itself in FEMA’s records.

Brought FEMA money into Ken CarylDeclared for Jefferson County only

Jefferson County has had 12 natural disasters declared since 1953, most often fires and floods.

Around Ken Caryl

Ken Caryl and the towns around it

Very lowLowModerateHighVery high

Columbinemostly inland floodingModerate

Dakota Ridgemostly hailModerate

Ken Carylmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ken Caryl covers 8 census tracts, combined by population.

Money that reached townFlood claims are matched to Ken Caryl’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Ken Caryl. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ken Caryl total about $9.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.