Natural hazards · Dakota Ridge

Dakota Ridge, CO natural hazards

Most of the natural-hazard damage FEMA expects in Dakota Ridge comes from hail, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2023.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dakota Ridge?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dakota Ridge to be higher than in 52% of U.S. communities, mostly from hail and inland flooding.

Hail33%Inland flooding33%Tornadoes14%Lightning8%Everything else12%

By hazard

What Dakota Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

33% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 8 times a year in the area

Inland flooding

33% of expected damage

Below average · higher than 25% of U.S. places

Recorded about once a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 84% of U.S. places

Lightning

8% of expected damage

Above average · higher than 54% of U.S. places

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dakota Ridge flood?

Every paid claim on a federal flood insurance policy in Dakota Ridge, from FEMA’s records.

1paid claims since 2023

$34Kpaid to owners

0homes flooded more than once

20232026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dakota Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Dakota Ridge

Federal disasters declared here

None of the disasters declared for Jefferson County shows FEMA aid or repair money reaching Dakota Ridge itself in FEMA’s records.

Brought FEMA money into Dakota RidgeDeclared for Jefferson County only

Jefferson County has had 12 natural disasters declared since 1953, most often fires and floods.

Around Dakota Ridge

Dakota Ridge and the towns around it

Very lowLowModerateHighVery high

Dakota Ridgemostly hailModerate

Ken Carylmostly inland floodingModerate

Lakewoodmostly hailModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dakota Ridge covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Dakota Ridge’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Dakota Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dakota Ridge total about $8.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.