Natural hazards · Fairmount

Fairmount, CO natural hazards

Most of the natural-hazard damage FEMA expects in Fairmount comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1983.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fairmount?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fairmount to be higher than in 60% of U.S. communities, mostly from inland flooding and hail.

Inland flooding45%Hail33%Tornadoes11%Everything else11%

By hazard

What Fairmount faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Hail

33% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 84% of U.S. places

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fairmount flood?

Every paid claim on a federal flood insurance policy in Fairmount, from FEMA’s records.

1paid claims since 1983

$5Kpaid to owners

0homes flooded more than once

19832026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fairmount isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Fairmount

Federal disasters declared here

None of the disasters declared for Jefferson County shows FEMA aid or repair money reaching Fairmount itself in FEMA’s records.

Brought FEMA money into FairmountDeclared for Jefferson County only

Jefferson County has had 12 natural disasters declared since 1953, most often fires and floods.

Around Fairmount

Fairmount and the towns around it

Very lowLowModerateHighVery high

Wheat Ridgemostly inland floodingVery high

Applewoodmostly inland floodingHigh

Fairmountmostly inland floodingHigh

Arvadamostly inland floodingModerate

Goldenmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fairmount covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Fairmount’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Fairmount. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fairmount total about $4.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.