Natural hazards · Applewood

Applewood, CO natural hazards

Most of the natural-hazard damage FEMA expects in Applewood comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 2000.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Applewood?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Applewood to be higher than in 68% of U.S. communities, mostly from inland flooding and hail.

Inland flooding51%Hail28%Tornadoes11%Everything else11%

By hazard

What Applewood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Above average · higher than 65% of U.S. places

Recorded about once a year in the area

Hail

28% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 8 times a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 85% of U.S. places

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Applewood flood?

Every paid claim on a federal flood insurance policy in Applewood, from FEMA’s records.

5paid claims since 2000

$6Kpaid to owners

0homes flooded more than once

20002026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Applewood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jefferson County.

Disasters that hit Applewood

Federal disasters declared here

None of the disasters declared for Jefferson County shows FEMA aid or repair money reaching Applewood itself in FEMA’s records.

Brought FEMA money into ApplewoodDeclared for Jefferson County only

Jefferson County has had 12 natural disasters declared since 1953, most often fires and floods.

Around Applewood

Applewood and the towns around it

Very lowLowModerateHighVery high

Wheat Ridgemostly inland floodingVery high

Applewoodmostly inland floodingHigh

Fairmountmostly inland floodingHigh

West Pleasant Viewmostly inland floodingModerate

Lakewoodmostly hailModerate

East Pleasant Viewmostly hailModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Applewood covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Applewood’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Applewood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Applewood total about $3.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.