Natural hazards · Alma

Alma, CO natural hazards

Most of the natural-hazard damage FEMA expects in Alma comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Alma?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Alma to be higher than in 13% of U.S. communities, mostly from inland flooding.

Inland flooding55%Avalanches13%Hail11%Lightning10%Everything else12%

By hazard

What Alma faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about once every 3 years in the area

Avalanches

13% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 3 years in the area

Hail

11% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Lightning

10% of expected damage

Above average · higher than 51% of U.S. places

Lower here

TornadoesIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windVolcanic activity

Not a risk here

Coastal floodingHurricanesHeat wavesDroughtTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Alma flood?

FEMA's records show no paid flood insurance claims in Alma.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Alma isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Park County.

Disasters that hit Alma

Federal disasters declared here

None of the disasters declared for Park County shows FEMA aid or repair money reaching Alma itself in FEMA’s records.

Brought FEMA money into AlmaDeclared for Park County only

Park County has had 9 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Alma is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Alma’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Alma. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.