Natural hazards · Yermo

Yermo, CA natural hazards

Most of the natural-hazard damage FEMA expects in Yermo comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Yermo?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Yermo to be higher than in 78% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding46%Earthquakes44%Avalanches7%Everything else2%

By hazard

What Yermo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 13 times a year in the area

Earthquakes

44% of expected damage

Well above average · higher than 90% of U.S. places

Avalanches

7% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 15 years in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Yermo flood?

FEMA's records show no paid flood insurance claims in Yermo.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Yermo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Bernardino County.

Disasters that hit Yermo

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Yermo itself: aid to households, or repair grants to Yermo.

Brought FEMA money into YermoDeclared for San Bernardino County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

1 household applied for aid

San Bernardino County has had 56 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Yermo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Yermo’s own flood-insurance community; household aid to the registrant’s city; repair grants to Yermo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.