Natural hazards · West Covina

West Covina, CA natural hazards

Most of the natural-hazard damage FEMA expects in West Covina comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 2011. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is West Covina?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in West Covina to be higher than in 87% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes56%Inland flooding42%Everything else2%

By hazard

What West Covina faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

56% of expected damage

Well above average · higher than 94% of U.S. places

Inland flooding

42% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does West Covina flood?

Every paid claim on a federal flood insurance policy in West Covina, from FEMA’s records.

2paid claims since 2011

$17Kpaid to owners

0homes flooded more than once

20112026

of homes in flood zones
are insured

of all homes
are insured

No community discount. West Covina isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Los Angeles County.

Disasters that hit West Covina

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in West Covina itself: aid to households, or repair grants to the City of West Covina.

Brought FEMA money into West CovinaDeclared for Los Angeles County only

2025

Wildfires and Straight-Line Winds

244 households applied for aid $9K aid approved $40K to the City of West Covina for repairs

2020

Wildfires

24 households applied for aid

2010

Severe Winter Storms, Flooding, and Debris and Mud Flows

$18K to the City of West Covina for repairs

2005

Severe Storms, Flooding, Landslides, and Mud and Debris Flows

$7K to the City of West Covina for repairs

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

48 households applied for aid $26K aid approved $47K to the City of West Covina for repairs

2003

Wildfires, Flooding, Mudflow and Debris Flow Directly Related T

36 households applied for aid $2K aid approved

Los Angeles County has had 74 natural disasters declared since 1953, most often fires and floods.

Around West Covina

West Covina and the towns around it

Very lowLowModerateHighVery high

La Puentemostly inland floodingVery high

Valindamostly earthquakesVery high

South San Jose Hillsmostly earthquakesVery high

Industrymostly earthquakesVery high

West Puente Valleymostly earthquakesVery high

Covinamostly earthquakesVery high

West Covinamostly earthquakesVery high

Walnutmostly earthquakesVery high

Vincentmostly earthquakesVery high

Baldwin Parkmostly earthquakesVery high

Irwindalemostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. West Covina covers 23 census tracts, combined by population.

Money that reached townFlood claims are matched to West Covina’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of West Covina. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across West Covina total about $49.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.