Natural hazards · Covina

Covina, CA natural hazards

Most of the natural-hazard damage FEMA expects in Covina comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 1978. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Covina?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Covina to be higher than in 88% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes65%Inland flooding34%Everything else1%

By hazard

What Covina faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

65% of expected damage

Well above average · higher than 96% of U.S. places

Inland flooding

34% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 4 times a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Covina flood?

Every paid claim on a federal flood insurance policy in Covina, from FEMA’s records.

1paid claims since 1978

$729paid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Covina isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Los Angeles County.

Disasters that hit Covina

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Covina itself: aid to households, or repair grants to the City of Covina.

Brought FEMA money into CovinaDeclared for Los Angeles County only

2025

Wildfires and Straight-Line Winds

200 households applied for aid $49K aid approved

2020

Wildfires

26 households applied for aid $3K aid approved

2017

Severe Winter Storms, Flooding, and Mudslides

$51K to the City of Covina for repairs

2010

Severe Winter Storms, Flooding, and Debris and Mud Flows

$68K to the City of Covina for repairs

2007

Wildfires, Flooding, Mud Flows, and Debris Flows

2 households applied for aid

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

29 households applied for aid $14K aid approved $3K to the City of Covina for repairs

2003

Wildfires, Flooding, Mudflow and Debris Flow Directly Related T

13 households applied for aid $2K aid approved

Los Angeles County has had 74 natural disasters declared since 1953, most often fires and floods.

Around Covina

Covina and the towns around it

Very lowLowModerateHighVery high

Glendoramostly earthquakesVery high

Covinamostly earthquakesVery high

West Covinamostly earthquakesVery high

Vincentmostly earthquakesVery high

Charter Oakmostly earthquakesVery high

San Dimasmostly earthquakesVery high

Citrusmostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Covina covers 10 census tracts, combined by population.

Money that reached townFlood claims are matched to Covina’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Covina. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Covina total about $30.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.