San Fernando, CA natural hazards
Most of the natural-hazard damage FEMA expects in San Fernando comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 7 claims here since 1978. 6 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is San Fernando?
FEMA expects yearly storm and flood damage to homes and buildings in San Fernando to be higher than in 97% of U.S. communities, mostly from earthquakes and inland flooding.
What San Fernando faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Earthquakes
Inland flooding
Lower here
Not a risk here
Does San Fernando flood?
Every paid claim on a federal flood insurance policy in San Fernando, from FEMA’s records.
Biggest named events
- Pineapple Express - Southern: 2 claims, $15K
are insured
are insured
6 federal disasters brought FEMA money here
Disasters the President declared that paid out in San Fernando itself: aid to households, or repair grants to the City of San Fernando.
Wildfires and Straight-Line Winds
Wildfires
Wildfires
Wildfires, Flooding, Mudflows, and Debris Flows
Severe Storms, Flooding, Debris Flows, and Mudslides
Wildfires, Flooding, Mudflow and Debris Flow Directly Related T
How to read this page
FEMA’s expected losses across San Fernando total about $23.8M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.