Natural hazards · Redlands

Redlands, CA natural hazards

Most of the natural-hazard damage FEMA expects in Redlands comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 2010. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Redlands?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Redlands to be higher than in 94% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes63%Inland flooding30%Wildfire6%Everything else1%

By hazard

What Redlands faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

63% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

30% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 13 times a year in the area

Wildfire

6% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Redlands flood?

Every paid claim on a federal flood insurance policy in Redlands, from FEMA’s records.

2paid claims since 2010

$9Kpaid to owners

0homes flooded more than once

20102026

Biggest named events

Winter storm: 1 claim, $5K

of homes in flood zones
are insured

of all homes
are insured

🏷️ 15% off flood insurance. Redlands is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: San Bernardino County.

What’s been done with FEMA grants

3buildings floodproofed

Disasters that hit Redlands

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Redlands itself: aid to households, or repair grants to the City of Redlands.

Brought FEMA money into RedlandsDeclared for San Bernardino County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

18 households applied for aid

2020

Wildfires

29 households applied for aid $10K to the City of Redlands for repairs

2010

Severe Winter Storms, Flooding, and Debris and Mud Flows

$311K to the City of Redlands for repairs

2007

Wildfires, Flooding, Mud Flows, and Debris Flows

4 households applied for aid

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

12 households applied for aid $5K aid approved $26K to the City of Redlands for repairs

2003

Wildfires, Flooding, Mudflow and Debris Flow Directly Related T

40 households applied for aid $10K aid approved $6K to the City of Redlands for repairs

San Bernardino County has had 56 natural disasters declared since 1953, most often fires and floods.

Around Redlands

Redlands and the towns around it

Very lowLowModerateHighVery high

Calimesamostly wildfiresVery high

Loma Lindamostly earthquakesVery high

Highlandmostly inland floodingVery high

Yucaipamostly earthquakesVery high

San Bernardinomostly earthquakesVery high

Mentonemostly earthquakesVery high

Redlandsmostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Redlands covers 15 census tracts, combined by population.

Money that reached townFlood claims are matched to Redlands’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Redlands. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Redlands total about $74.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.