Natural hazards · Mentone

Mentone, CA natural hazards

Most of the natural-hazard damage FEMA expects in Mentone comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 1994. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mentone?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mentone to be higher than in 97% of U.S. communities, mostly from earthquakes and wildfires.

Earthquakes50%Wildfire34%Inland flooding14%Everything else3%

By hazard

What Mentone faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

50% of expected damage

Well above average · higher than 98% of U.S. places

Wildfire

34% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

14% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 13 times a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesIce stormsTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mentone flood?

Every paid claim on a federal flood insurance policy in Mentone, from FEMA’s records.

2paid claims since 1994

$3Kpaid to owners

0homes flooded more than once

19942026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mentone isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: San Bernardino County.

Disasters that hit Mentone

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mentone itself: aid to households, or repair grants to Mentone.

Brought FEMA money into MentoneDeclared for San Bernardino County only

2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

6 households applied for aid $300 aid approved

2020

Wildfires

4 households applied for aid

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

6 households applied for aid $9K aid approved

2003

Wildfires, Flooding, Mudflow and Debris Flow Directly Related T

5 households applied for aid

San Bernardino County has had 56 natural disasters declared since 1953, most often fires and floods.

Around Mentone

Mentone and the towns around it

Very lowLowModerateHighVery high

Yucaipamostly earthquakesVery high

Mentonemostly earthquakesVery high

Redlandsmostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mentone covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Mentone’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Mentone. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mentone total about $11.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.