Natural hazards · Rancho Murieta

Rancho Murieta, CA natural hazards

Most of the natural-hazard damage FEMA expects in Rancho Murieta comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2022. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rancho Murieta?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rancho Murieta to be higher than in 76% of U.S. communities, mostly from inland flooding.

Inland flooding88%Wildfire9%Everything else4%

By hazard

What Rancho Murieta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Wildfire

9% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rancho Murieta flood?

Every paid claim on a federal flood insurance policy in Rancho Murieta, from FEMA’s records.

1paid claims since 2022

$228Kpaid to owners

0homes flooded more than once

20222026

Biggest named events

California Atmospheric River: 1 claim, $228K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rancho Murieta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sacramento County.

Disasters that hit Rancho Murieta

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rancho Murieta itself: aid to households, or repair grants to Rancho Murieta.

Brought FEMA money into Rancho MurietaDeclared for Sacramento County only

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

12 households applied for aid $540 aid approved

2005

Severe Storms, Flooding, Mudslides, and Landslides

2 households applied for aid

Sacramento County has had 19 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rancho Murieta covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Rancho Murieta’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Rancho Murieta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rancho Murieta total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.