Natural hazards · Paradise

Paradise, CA natural hazards

Most of the natural-hazard damage FEMA expects in Paradise comes from earthquakes, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1998. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Paradise?

35
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Paradise to be higher than in 35% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes41%Inland flooding36%Wildfire20%Everything else2%
By hazard

What Paradise faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

41% of expected damage
Well above average · higher than 83% of U.S. places

Inland flooding

36% of expected damage
Well below average · higher than 12% of U.S. places
Recorded about once a year in the area

Wildfire

20% of expected damage
Well above average · higher than 97% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Paradise flood?

Every paid claim on a federal flood insurance policy in Paradise, from FEMA’s records.

1paid claims since 1998
$15Kpaid to owners
0homes flooded more than once
19982026

Biggest named events

  • Pineapple Express - Southern: 1 claim, $15K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Paradise isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Butte County.
Disasters that hit Paradise

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Paradise itself: aid to households, or repair grants to the Town of Paradise.

Brought FEMA money into ParadiseDeclared for Butte County only
2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

25 households applied for aid $22K aid approved
2020

Wildfires

159 households applied for aid $13K aid approved
2018

Wildfires

15,677 households applied for aid $64.8M aid approved $32.7M to the Town of Paradise for repairs
2017

Wildfires

47 households applied for aid $1K aid approved
2017

Severe Winter Storms, Flooding, and Mudslides

$82K to the Town of Paradise for repairs
2008

Wildfires

$296K to the Town of Paradise for repairs
2005

Severe Storms, Flooding, Mudslides, and Landslides

$16K to the Town of Paradise for repairs
1999

Ca-Wildfires-08/25/1999

$10K to the Town of Paradise for repairs
Butte County has had 33 natural disasters declared since 1953, most often fires and severe storms.
Around Paradise

Paradise and the towns around it

Magalia: Very high, mostly wildfiresButte Creek Canyon: Very high, mostly inland floodingChico: High, mostly earthquakesParadise: Low, mostly earthquakes ParadiseMagaliaButte Creek Canyon
Very lowLowModerateHighVery high
Magaliamostly wildfiresVery high
Butte Creek Canyonmostly inland floodingVery high
Paradisemostly earthquakesLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Paradise covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Paradise’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Paradise. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Paradise total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01