Natural hazards · Magalia

Magalia, CA natural hazards

Most of the natural-hazard damage FEMA expects in Magalia comes from wildfires, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 1983. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Magalia?

83
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Magalia to be higher than in 83% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire55%Inland flooding25%Earthquakes17%Everything else3%
By hazard

What Magalia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

55% of expected damage
Well above average · among the top 1% of U.S. places

Inland flooding

25% of expected damage
Below average · higher than 43% of U.S. places
Recorded about once a year in the area

Earthquakes

17% of expected damage
Well above average · higher than 83% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Magalia flood?

Every paid claim on a federal flood insurance policy in Magalia, from FEMA’s records.

1paid claims since 1983
$47Kpaid to owners
0homes flooded more than once
19832026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Magalia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Butte County.
Disasters that hit Magalia

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Magalia itself: aid to households, or repair grants to Magalia.

Brought FEMA money into MagaliaDeclared for Butte County only
2023

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

222 households applied for aid $323K aid approved
2020

Wildfires

61 households applied for aid $8K aid approved
2018

Wildfires

4,768 households applied for aid $10.1M aid approved
2017

Wildfires

25 households applied for aid $500 aid approved
Butte County has had 33 natural disasters declared since 1953, most often fires and severe storms.
Around Magalia

Magalia and the towns around it

Butte Creek Canyon: Very high, mostly inland floodingParadise: Low, mostly earthquakesChico: High, mostly earthquakesMagalia: Very high, mostly wildfires MagaliaButte Creek CanyonParadise
Very lowLowModerateHighVery high
Magaliamostly wildfiresVery high
Butte Creek Canyonmostly inland floodingVery high
Paradisemostly earthquakesLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Magalia covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Magalia’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Magalia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Magalia total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Magalia, CAView boundary

Nearby

All towns & citiesExplore the map
Loading boundary…

Magalia is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01