Natural hazards · Ladera Heights

Ladera Heights, CA natural hazards

Most of the natural-hazard damage FEMA expects in Ladera Heights comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 1995.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ladera Heights?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ladera Heights to be higher than in 85% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes67%Inland flooding33%

By hazard

What Ladera Heights faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

67% of expected damage

Well above average · higher than 94% of U.S. places

Inland flooding

33% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about 4 times a year in the area

Lower here

TornadoesHailHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsWinter weatherCold wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ladera Heights flood?

Every paid claim on a federal flood insurance policy in Ladera Heights, from FEMA’s records.

1paid claims since 1995

$3Kpaid to owners

0homes flooded more than once

19952026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ladera Heights isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Los Angeles County.

Disasters that hit Ladera Heights

Federal disasters declared here

None of the disasters declared for Los Angeles County shows FEMA aid or repair money reaching Ladera Heights itself in FEMA’s records.

Brought FEMA money into Ladera HeightsDeclared for Los Angeles County only

Los Angeles County has had 74 natural disasters declared since 1953, most often fires and floods.

Around Ladera Heights

Ladera Heights and the towns around it

Very lowLowModerateHighVery high

Culver Citymostly earthquakesVery high

Inglewoodmostly earthquakesVery high

View Park-Windsor Hillsmostly earthquakesVery high

Ladera Heightsmostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ladera Heights covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Ladera Heights’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Ladera Heights. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ladera Heights total about $7.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.