Natural hazards · Culver

Culver, CA natural hazards

Most of the natural-hazard damage FEMA expects in Culver comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 13 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Culver?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Culver to be higher than in 98% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes53%Inland flooding46%

By hazard

What Culver faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

53% of expected damage

Well above average · higher than 97% of U.S. places

Inland flooding

46% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Lower here

Coastal floodingTornadoesHailHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

HurricanesIce stormsWinter weatherCold wavesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Culver flood?

Every paid claim on a federal flood insurance policy in Culver, from FEMA’s records.

13paid claims since 1979

$96Kpaid to owners

1homes flooded more than once

19792026

Biggest named events

Pineapple Express - Southern: 1 claim, $1K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Culver isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Los Angeles County.

Disasters that hit Culver

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Culver itself: aid to households, or repair grants to the City of Culver.

Brought FEMA money into CulverDeclared for Los Angeles County only

2025

Wildfires and Straight-Line Winds

173 households applied for aid $6K aid approved

2020

Wildfires

13 households applied for aid

2018

Wildfires

1 household applied for aid

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

25 households applied for aid $72K aid approved $1.9M to the City of Culver for repairs

2003

Wildfires, Flooding, Mudflow and Debris Flow Directly Related T

6 households applied for aid

Los Angeles County has had 74 natural disasters declared since 1953, most often fires and floods.

Around Culver

Culver and the towns around it

Very lowLowModerateHighVery high

Culver Citymostly earthquakesVery high

Ladera Heightsmostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Culver covers 9 census tracts, combined by population.

Money that reached townFlood claims are matched to Culver’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Culver. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Culver total about $55.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.