Natural hazards · Kings Beach

Kings Beach, CA natural hazards

Most of the natural-hazard damage FEMA expects in Kings Beach comes from avalanches, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kings Beach?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kings Beach to be higher than in 58% of U.S. communities, mostly from avalanches.

Avalanches86%Inland flooding8%Earthquakes5%Everything else1%

By hazard

What Kings Beach faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

86% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 2 years in the area

Inland flooding

8% of expected damage

Above average · higher than 56% of U.S. places

Recorded about once a year in the area

Earthquakes

5% of expected damage

Well above average · higher than 85% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kings Beach flood?

FEMA's records show no paid flood insurance claims in Kings Beach.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kings Beach isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Placer County.

Disasters that hit Kings Beach

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Kings Beach itself: aid to households, or repair grants to Kings Beach.

Brought FEMA money into Kings BeachDeclared for Placer County only

2021

Wildfires

1 household applied for aid

Placer County has had 24 natural disasters declared since 1953, most often fires and floods.

Around Kings Beach

Kings Beach and the towns around it

Very lowLowModerateHighVery high

Tahoe Vistamostly inland floodingHigh

Crystal Baymostly avalanchesHigh

Kings Beachmostly avalanchesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kings Beach covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Kings Beach’s own flood-insurance community; household aid to the registrant’s city; repair grants to Kings Beach. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kings Beach total about $7.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.